Senior Small Business Underwriter II

Capital One Group; Plano (TX); On-site; USD 138,000 - 158,000; Full time

Benefits offered by this job

Incentive compensation

Job summary

Capital One is seeking a Commercial Underwriter II for Plano, TX to support small business borrowers. The role involves underwriting and renewals for loans up to $10MM, coordinating with business bankers, and ensuring compliance with bank policies while delivering excellent customer experiences.

Ideal candidates have 4+ years in credit under​writing or related commercial lending, with a Bachelor’s degree or military experience.

Qualifications

• Bachelor’s Degree or Military experience.
• At least 4 years of experience in credit administration, small business underwriting, commercial loan underwriting or commercial lending.

Responsibilities

• Underwrites and performs renewals or reviews of loans up to $10MM.
• Underwrites and decisions new loan requests, renewals, annual reviews, and credit assessments up to the limit of his/her commercial loan authority in accordance with Capital One Bank loan policy and portfolio performance objectives.
• Provides outstanding service to business bankers and other internal partners in the organization.
• Works with Small Business Bankers in structuring loan requests in a manner which will best fit Capital One policy while mitigate lending risks and best meeting borrower needs.
• Delivers a great overall customer experience, working closely with the Business Loan Advocates that are accountable for the end to end loan process from application to funding.
• Recommends commercial loan risks rating grades as part of the loan underwriting process, annual reviews, other interim reviews.
• Ensures appropriate application of all bank and line of business policies and procedures; supporting and driving adherence to regulatory compliance requirements.
• Is proactive about identifying and delivering improvements in our Small Business policy, underwriting, and/or risk management, and performs special project work as appropriate.
• Contributes to department training and growth.

Education

Bachelor’s Degree or Military experience

Bachelor’s Degree in Finance or Accounting

Job description

Capital One is seeking a Commercial Underwriter II for Plano, TX to support small business borrowers. The role involves underwriting and renewals for loans up to $10MM, coordinating with business bankers, and ensuring compliance with bank policies while delivering excellent customer experiences.

Ideal candidates have 4+ years in credit under​writing or related commercial lending, with a Bachelor’s degree or military experience.