Senior SBA Portfolio Manager

SmartBiz Loans; Northbrook (IL); On-site; USD 110,000 - 150,000; Full time

Benefits offered by this job

Employer-paid health insurance

Dental & vision coverage

Life and disability insurance

401(k) retirement plan

Flexible vacation

Job summary

SmartBiz Bank seeks an AVP, SBA Portfolio Manager to oversee a portfolio of SBA loans, ensuring credit quality and regulatory compliance while supporting portfolio growth. You will work with underwriting, credit, and servicing teams to address issues and present analyses to leadership.

The role focuses on risk assessment, borrower performance, and adherence to SBA guidelines, requiring strong communication and organizational skills in a fast-paced environment.

Qualifications

• Bachelor’s degree in Finance, Business, or related field (or equivalent experience).
• 5–8 years of experience in SBA lending, credit analysis and SBA portfolio management.
• Strong knowledge and compliance with SBA SOP 50 57 loan servicing and liquidation guidelines and SBA SOP 50 10 Lender policies and guidelines.
• Experience analyzing financial statements and assessing credit risk including review of strength of borrower and internal and external stakeholder relationships.
• Excellent communication and organizational skills.
• Strong attention to detail and risk management mindset.
• Ability to manage multiple priorities in a fast-paced environment.
• Familiarity with loan servicing systems and reporting tools.

Responsibilities

• Manage a portfolio of SBA loans, ensuring ongoing credit quality and performance.
• Monitor borrower financial performance and identify potential risks early.
• Conduct periodic credit reviews and risk assessments.
• Ensure compliance with SBA regulations and internal credit policies.
• Partner with underwriting, credit, and servicing teams to resolve issues.
• Prepare reports and portfolio analyses for senior leadership.
• Assist with audits, exams, and regulatory inquiries.

Skills

SBA lending

Credit analysis

Portfolio management

Regulatory compliance

Financial statement analysis

Stakeholder management

Communication skills

Risk management

SBA SOP knowledge

Loan servicing systems

Education

Bachelor’s degree in Finance, Business, or related field

Tools

Loan servicing platforms

Reporting tools

Job description

SmartBiz Bank seeks an AVP, SBA Portfolio Manager to oversee a portfolio of SBA loans, ensuring credit quality and regulatory compliance while supporting portfolio growth. You will work with underwriting, credit, and servicing teams to address issues and present analyses to leadership.

The role focuses on risk assessment, borrower performance, and adherence to SBA guidelines, requiring strong communication and organizational skills in a fast-paced environment.