Senior Credit Analyst: SBA & Commercial Lending

SmartBiz Loans; Northbrook (IL); On-site; USD 90,000 - 130,000; Full time

Benefits offered by this job

Health insurance

401(k) retirement plan

Flexible vacation policy

Equity participation

Job summary

SmartBiz Bank is seeking a Senior Credit Analyst in Northbrook, IL to assess creditworthiness for Commercial and SBA lending and to help drive loan growth.

You will analyze financial data, prepare pre-flight submissions, and coordinate with borrowers and loan officers to assemble complete credit packages for underwriting and approval, maintaining policy compliance and high-quality portfolio management.

Qualifications

• 5+ years of underwriting experience in banking or similar environment.
• Exceptional oral and written communication skills.
• Highly organized and detail oriented with strong analytical abilities.

Responsibilities

• Review creditworthiness of individuals or businesses for Commercial and SBA lending.
• Prepare pre-deal submissions and assist with loan structuring.
• Gather required documents and interact with borrowers to complete packages.
• Present loan proposals to loan committees and management for approval.

Skills

Underwriting experience

Excellent communication

Highly organized

Education

Bachelor’s degree in Accounting/Finance/Economics

Tools

Salesforce

Job description

SmartBiz Bank is seeking a Senior Credit Analyst in Northbrook, IL to assess creditworthiness for Commercial and SBA lending and to help drive loan growth.

You will analyze financial data, prepare pre-flight submissions, and coordinate with borrowers and loan officers to assemble complete credit packages for underwriting and approval, maintaining policy compliance and high-quality portfolio management.