Senior SBA Credit Analyst and Underwriting Expert

US Bank; Los Angeles (CA); On-site; USD 98,000 - 116,000; Full time

Benefits offered by this job

Healthcare (medical, dental, vision)

401(k) plan

Paid vacation

Life insurance

Disability insurance

Job summary

U.S. Bank in Los Angeles seeks a Credit Analyst to approve credit extensions and advise final lending decisions.

You will conduct comprehensive credit analyses, gather and interpret data on existing and prospective customers, and use analytical tools to support underwriting recommendations. The role requires strong analytical skills, familiarity with credit policies, and effective written and verbal communication.

Qualifications

• Bachelor's degree or equivalent work experience.
• Typically five or more years of relevant experience.
• Preferred SBA originations or portfolio underwriting experience.

Responsibilities

• Approve extension of credit and advise final lending decisions.
• Gather, analyze, and interpret credit information on customers.
• Identify credit quality issues to maximize quality and minimize risk.
• Use analytical tools to support credit decisions.

Skills

Credit analysis

Analytical skills

SBA originations

Portfolio underwriting

nCino

Credit policy

Risk analysis

Education

Bachelor's degree

Master's degree or CPA

Tools

nCino lending platform

Moody's CreditLens

Job description

U.S. Bank in Los Angeles seeks a Credit Analyst to approve credit extensions and advise final lending decisions.

You will conduct comprehensive credit analyses, gather and interpret data on existing and prospective customers, and use analytical tools to support underwriting recommendations. The role requires strong analytical skills, familiarity with credit policies, and effective written and verbal communication.