Senior Credit Analyst: Risk & Decisioning

U.S. Bank; Los Angeles (CA); Presencial; USD 111 000 - 131 000; Tempo integral

Resumo da oferta

U.S. Bank in Los Angeles seeks a Credit Analyst to assess creditworthiness and support lending decisions. You will gather financial data, analyze risks, and prepare recommendations for final approval on loans and extensions.

Requirements include a Bachelor’s degree (or equivalent) and 6+ years of relevant experience. A Master’s degree or CPA is a plus, with strong communication and analytical skills essential for success.

Qualificações

• Bachelor’s degree or equivalent work experience.
• Six+ years of relevant experience.
• Strong credit analysis and risk assessment skills.
• Knowledge of credit policy and procedures.
• Background in economics, accounting or finance.
• Excellent report writing and communication abilities.

Responsabilidades

• Approve extensions of credit and make lending recommendations.
• Conduct complete credit analyses using financial data.
• Review accounts and portfolios to manage risk.
• Use software tools to evaluate credits and portfolios.
• Prepare clear recommendations for decision makers.

Conhecimentos

Strong credit analysis

Analytical skills

Report writing

Verbal and written communication

Financial software proficiency

Formação académica

Bachelor’s degree or equivalent

Master’s degree or CPA preferred

Descrição da oferta de emprego

U.S. Bank in Los Angeles seeks a Credit Analyst to assess creditworthiness and support lending decisions. You will gather financial data, analyze risks, and prepare recommendations for final approval on loans and extensions.

Requirements include a Bachelor’s degree (or equivalent) and 6+ years of relevant experience. A Master’s degree or CPA is a plus, with strong communication and analytical skills essential for success.