Senior Credit Analyst – Risk, Analysis & Portfolio

US Bank; Los Angeles (CA); On-site; USD 111,000 - 131,000; Full time

Benefits offered by this job

Healthcare (medical, dental, vision)

Life insurance

Disability insurance

401(k) retirement plan

Paid vacation

Job summary

U.S. Bank is seeking an experienced Credit Analyst in the Los Angeles area. The role focuses on approving extensions of credit, conducting comprehensive analyses, and supporting final lending decisions.

You will gather and interpret credit information for customers and use software tools to evaluate portfolios. The ideal candidate has a Bachelor’s degree (or equivalent) and at least six years of relevant experience, with strong analytical and reporting skills.

Qualifications

• Bachelor's degree or equivalent work experience.
• Typically six or more years of relevant experience.
• Strong credit analysis and knowledge of credit policy and risk analysis.
• Background in economics, accounting, or finance.
• Effective technical report writing skills.
• Excellent verbal and written communication skills.

Responsibilities

• Approve or deny credit extensions for new, renewal and extension loans.
• Conduct comprehensive credit analyses on existing and prospective customers.
• Review customer accounts and portfolios to identify credit quality issues.
• Prepare recommendations for final lending decisions and present to decision-makers.

Skills

Credit analysis

Analytical skills

Report writing

Communication skills

Software proficiency

Education

Bachelor's degree

Master's degree or CPA

Job description

U.S. Bank is seeking an experienced Credit Analyst in the Los Angeles area. The role focuses on approving extensions of credit, conducting comprehensive analyses, and supporting final lending decisions.

You will gather and interpret credit information for customers and use software tools to evaluate portfolios. The ideal candidate has a Bachelor’s degree (or equivalent) and at least six years of relevant experience, with strong analytical and reporting skills.