Senior RTL/DSCR Underwriter — Irvine, Fast Closings

Center Street Lending; Irvine (CA); On-site; USD 49,676 - 59,608; Full time

Benefits offered by this job

Paid time off

401(k) plan

Company events and offsite events

Job summary

A large residential lending company in Irvine, CA is seeking an RTL/DSCR Underwriter. The role includes analyzing loan documents, mentoring junior staff, and ensuring loans meet credit standards. Ideal candidates have 3-5 years of experience in underwriting and a solid understanding of real estate lending practices. This full-time position offers competitive hourly pay and benefits including paid time off and a 401(k) plan.

Qualifications

• 3-5 years of recent experience in underwriting business-purpose bridge or construction loans.
• Private/RTL/DSCR lending and real estate background required.
• Detailed knowledge of loan processing, underwriting, and closing procedures.

Responsibilities

• Provide support to the underwriting manager and mentor junior team members.
• Analyze loan documents to determine borrower’s ability to exit the loan.
• Review all loan documents to confirm they meet product and lending guidelines.
• Maintain an accurate active pipeline with knowledge of loan details.

Skills

Underwriting business‑purpose bridge loans

Calculating ROI, DSCR, NOI

Fair lending practices knowledge

Loan processing and closing procedures

Ability to prioritize time−sensitive deadlines

Tools

Microsoft Outlook

Microsoft Excel

Microsoft Word

Encompass

Job description

A large residential lending company in Irvine, CA is seeking an RTL/DSCR Underwriter. The role includes analyzing loan documents, mentoring junior staff, and ensuring loans meet credit standards. Ideal candidates have 3-5 years of experience in underwriting and a solid understanding of real estate lending practices. This full-time position offers competitive hourly pay and benefits including paid time off and a 401(k) plan.