Senior Risk & Fraud Investigator

Binance; United States; Remote; USD 120,000 - 180,000; Full time

Benefits offered by this job

Unlimited PTO

Mental wellness benefits

Remote-first culture

Job summary

Binance.US is seeking a Senior Risk & Fraud Investigator to assess complex transactions and identify anomalies within risk programs. You will collaborate with Risk Operations, Compliance, Customer Success, and Data to improve processes and training.

The role emphasizes investigating account takeover, identity theft, and high-risk user behavior, with documentation of investigation records and proactive risk insights.

Qualifications

• 5+ years of experience in transaction monitoring, fraud investigations, financial crimes, or AML.
• Proven experience investigating complex fraud cases and high-risk user behavior.
• Strong understanding of blockchain analysis and cryptocurrency investigations.

Responsibilities

• Investigate complex fraud situations including account takeover, elder and vulnerable abuse, and identity theft.
• Secure accounts by placing blocks to prevent financial loss.
• Identify fraud trends and communicate them to management.
• Conceptualize, develop, and implement process improvements.
• Adapt to and manage multiple assignments while working independently.
• Assist in developing technical specifications for tool enhancements, build-out, and fine-tuning.
• Work closely with partner teams to influence risk programs and workflows.
• Understand blockchain analysis and communicate findings.
• Document and provide monitoring sessions to Risk Ops and Training/QA teams.

Skills

Fraud investigations

Financial crimes

AML

Blockchain analysis

Education

CAMS

CFE

CFCS

Tools

Chainalysis

TRM Labs

Elliptic

CipherTrace

Job description

About Binance.US:

Binance.US is a licensed and regulated U.S. cryptocurrency exchange where users can buy, trade, hold, and earn digital assets. Recognized as a top U.S. crypto platform by Forbes (Best Crypto Exchanges of 2026) and Business Insider (Best Crypto Exchanges of 2025), Binance.US leads the industry with its low fees, advanced trading engine, strong security and reliability, and robust compliance framework. Learn more at www.binance.us. All roles supporting Binance.US are employed via BAM Management US Holdings Inc. or BAM Management Canada Holdings Inc.

About This Role:

The Senior Risk & Fraud Investigator is part of the Risk team and reports to our Senior Manage of Fraud & Risk. As a Senior Risk & Fraud Investigator, you will utilize your inherent analytical and problem-solving abilities to assess cases in order to identify patterns or anomalies within intricate transactions, workflows, and risk management procedures.

You will collaborate on a regular basis with other partner teams, such as Risk Operations, Customer Success, Compliance, and Data, to encourage innovation and have an impact on our overall risk programs and processes. In addition, the Senior Risk & Fraud Investigator will collaborate with our Risk Ops BPO teams to ensure the maintenance of Quality Assurance programs and training.

The ideal candidate will possess exceptional analytical and communication abilities. They will conduct time-sensitive and thorough investigations with an emphasis on fraudulent or high risk activities, including Account Takeover, Identity Theft, Scam, and other fraud taxonomies. The successful candidate will be proficient in the development of training, workflows, and the provision of feedback to risk operational teams and business partners. They will meticulously maintain all investigation-related records and supporting documentation. Additionally, the candidate must be able to solve ambiguous problems and possess a strong sense of self-motivation.

Core Responsibilities:

• Investigate complex fraud situations including account takeover, elder and vulnerable abuse, and identity theft
• Secure accounts by placing blocks to prevent financial loss
• Identify fraud trends and communicate them to management
• Conceptualize, develop, and implement process improvements
• Adapt to and manage multiple assignments while working independently
• Assist in developing technical specifications for tool enhancements, build-out, and fine-tuning
• Work closely with partner teams, such as Risk Operations, Customer Success,
• Compliance, and Data, to encourage innovation and have an impact on our overall risk programs, processes, and workflows
• Understanding of blockchain analysis
• Document and provide monitoring sessions to RIsk Ops and Training/QA teams

Preferred Skills/Experience:

• 5+ years of experience in transaction monitoring, fraud investigations, financial crimes, or AML
• Proven experience investigating complex fraud cases, including account takeover, identity theft, and high-risk user behavior
• Strong understanding of blockchain analysis and cryptocurrency investigations
• Experience with blockchain analytics tools (e.g., Chainalysis, TRM Labs, Elliptic, CipherTrace)
• Ability to independently manage multiple investigations with high accuracy and attention to detail
• Strong analytical, critical thinking, and problem-solving skills
• Excellent written and verbal communication skills, including the ability to present findings clearly
• Experience working cross-functionally with risk, compliance, and operational teams
• Demonstrated ability to engage with law enforcement, regulators, or external partners, including leading conversations or trainings
• Ability to adapt quickly and operate effectively in a fast-paced, dynamic environment
• Certifications such as CAMS, CFE, or CFCS are a plus
• Experience with Sardine is also a plus

Salary:

The starting pay range for this role will vary, and is dependent upon many factors, such as transferable skill sets, work experience, business needs, and market demands. The base pay range is subject to change.

Our Mission:

At Binance.US, our mission is to create a more inclusive financial system through Web3 technologies. As a U.S. regulated crypto platform, we’re committed to earning trust through compliance and empowering people to do more with their money, bringing financial freedom within reach for all.

Our Values:

• Act with Integrity: We do what’s right, even when no one is watching.
• Be Collaborative: We work together with respect and transparency to achieve shared goals.
• Customers First: We listen to, advocate for, and prioritize our users in every decision we make.
• Do the Work: We take ownership, follow through, and deliver results that move the mission forward.
• Embrace Change: We stay adaptable and curious, thriving in a fast moving industry.

Our Benefits:

We believe in supporting our people with flexibility, balance, and opportunities to grow. One of the ways we demonstrate this commitment is through our benefit offerings.

• Time Off: Unlimited PTO (for salaried FTE roles).
• Well-Being: Mental wellness benefits; free 1:1 virtual visits with a licensed mental wellness professional; comprehensive competitive health benefits.
• Remote-First Culture: Fully remote, cameras-on culture with work-from-home equipment reimbursements available to new hires.
• Professional & Financial Growth: Annual professional development budget; free 1:1 virtual visits with a career coach; 401k plan with employer match.

BAM Management US Holdings Inc. and BAM Management Canada Holdings Inc. are Equal Opportunity Employers and comply with all applicable federal, state, and local fair employment practice laws. Our mission is to give our customers access to a broad array of digital assets, and we thrive because of the diverse and inclusive team that we are building. We do not discriminate against qualified employees, applicants, or any other covered persons because of race, color, religion, creed, gender identity, sex, sexual preference, sexual identity, pregnancy, national origin, ancestry, citizenship, age, veteran status, physical disability, mental disability, medical condition, military status, or any other applicable legally protected characteristic.

Depending on your location, data privacy laws may regulate the way we manage the data of job applicants. Our full notice outlining how data will be processed as part of the application procedure for applicable locations is available here. By submitting your application, you are agreeing to our use and processing of your data as required.

We comply with Federal Transparency in Coverage regulations by providing a link to machine readable files related to the health plans offered to our employees. The machine-readable files are formatted to allow researchers, regulators, and application developers to more easily access and analyze data including negotiated service rates, and out-of-network allowed amounts between health plans and healthcare providers.