Senior Risk & Fraud Architect — End-to-End Policy

Coast; New York (NY); Hybrid; USD 110,000 - 160,000; Full time

Benefits offered by this job

Medical, dental and vision insurance

Flexible paid time off

Education stipend

Free lunch every Friday

Job summary

Coast is hiring a senior risk generalist in New York City to own the full credit and fraud lifecycle. You will design policy, wire it into decisioning systems, and measure outcomes.

Expect cross-functional collaboration with Sales, Product, Operations, Compliance, Legal, and Finance as you drive risk initiatives. You will build workflows, run root-cause analyses of fraud events, and deploy changes in the decisioning platform.

Qualifications

• 4–8 years of experience in credit risk, fraud risk, or risk strategy roles.
• AI-native mindset: using AI tools to build workflows and analyze data.
• True generalist: own policy questions, investigations, and technical builds in a week.
• Strong SQL skills and ability to analyze transaction, cash-flow, credit, fraud data.
• Hands-on experience configuring decisioning systems or risk workflows.

Responsibilities

• Own credit and fraud risk strategy end-to-end.
• Leverage data to shape underwriting and account policies.
• Build and maintain risk decisioning infrastructure and dashboards.
• Configure underwriting logic and monitoring workflows.
• Lead risk operations and automate manual processes.
• Partner with Product, Sales, Operations, Compliance, Legal, and Finance.

Skills

SQL

AI mindset

Generalist

Communication

Collaboration

Python

Data analysis

Risk intuition

Tools

Alloy

Oscilar

Inscribe

Persona

Sentilink

Truebiz

SBFE

Job description

Coast is hiring a senior risk generalist in New York City to own the full credit and fraud lifecycle. You will design policy, wire it into decisioning systems, and measure outcomes.

Expect cross-functional collaboration with Sales, Product, Operations, Compliance, Legal, and Finance as you drive risk initiatives. You will build workflows, run root-cause analyses of fraud events, and deploy changes in the decisioning platform.