Senior Risk Control Consultant

EMC Insurance; Iowa (LA); On-site; USD 73,000 - 110,000; Full time

Benefits offered by this job

401(k) match and pension

Tuition reimbursement

Wellness initiatives

Volunteer time off

Job summary

EMC Insurance is seeking a Risk Control professional able to work remotely from Iowa. The role conducts on-site risk control surveys, assesses exposure potential, and develops written recommendations to reduce insured losses.

You will consult with policyholders, tailor services to meet client needs, and collaborate across underwriting, sales, and claims to improve renewal decisions. The position demands strong knowledge of safety standards, ergonomic assessments, and hazard control, with travel

Qualifications

• Bachelor's degree in safety, engineering, or related field or equivalent experience.
• Three years of risk control or safety experience; CSP preferred.

Responsibilities

• Performs on-site risk control surveys of policyholders' operations and prepares risk control reports.
• Provides consultation on operations, claims trends, and insured coverages; recommends improvements.
• Collaborates with Risk Control team and subject matter experts on technical questions as needed.
• Provides updates to Underwriting, Sales, and Claims to aid renewal decisions.

Skills

Microsoft Office

Risk assessment

Communication

Hazard analysis

Ergonomic assessments

Loss control expertise

Education

Bachelor's degree in safety/engineering

Five years risk control experience

Job description

At EMC, we’re all about working together to make an impact. As part of our team, you’ll have the opportunity to grow, contribute, and gain experience that matters. We strive to be caring leaders, close partners, and responsive experts—always supporting each other to do our best work. Join us, and let’s improve lives together. This position can be performed remotely for candidates who reside in the state of Iowa

Performs on-site evaluations of moderately sophisticated policyholder operations to identify potential exposures and assess current controls. They provide tailored consultation and written recommendations to address claims trends and reduce insured losses, while collaborating across departments to enhance underwriting and renewal decisions. Acting as a technical resource, the consultant supports team members, delivers advanced training, and offers specialized services such as ergonomic and hazard assessments. Through agency engagement and strategic service planning, they foster strong relationships with clients and agents to promote risk control solutions and long‑term account success.

Essential Functions

• Completes on-site risk control surveys of moderately sophisticated current and prospective policyholders’ operations, Assesses and analyzes the exposure potential and existing controls and prepares risk control reports based on findings and communicates results to insured and agents
• Provides consultation to policyholders regarding their operations, claims trends, and recommendations for improvement related to insured coverages
• Consults with policyholders to understand their service needs and concerns and customizes consultative services to address loss drivers and exposures to meet insured’s needs, as well as other identified areas of need
• Collaborates with other Risk Control team members and subject matter experts on advanced technical questions as needed
• Provides updates to other departments such as Underwriting, Sales, and Claims to improve renewal decision making, including communicating unique observations identified to underwriting to aid in the decision making process
• Markets risk control functions in coordination with the branch team through agency visits, presenting at agency and association meetings, etc
• Delivers advanced training and on-site loss control surveys for current and prospective accounts
• Develops written recommendations for policyholders to control hazards and to prevent or reduce exposure to insured losses
• Identifies accounts that would benefit from ongoing, routine service, and/or focused short‑term service
• Analyzes previous losses and current exposures for highly sophisticated accounts as assigned for development
• Provides tailored services, such as hazard control assessments, ergonomic surveys or slip and fall surveys, to address loss drivers and exposures while meeting insureds’ needs and documents in a service report
• Develops positive relationships with accounts and agents
• Other duties as assigned

Education & Experience

Bachelor's degree, preferably in a safety, engineering, industrial safety, fire protection related field or equivalent relevant experience Three years of experience in risk control or safety role, or related experience Certifications such as certified safety professional preferred

This role is eligible to be filled as a Risk Control Specialist with the below Education & Experience requirements: Bachelor's degree, preferably in a safety, engineering, industrial safety, fire protection related field or equivalent relevant experience Five years of experience in risk control or safety role, or related experience Certifications such as certified safety professional preferred

Knowledge, Skills & Abilities

• Good computer skills, including Microsoft Office Suite
• Strong knowledge of industrial, construction, fire, and commercial automotive safety
• Good knowledge of various nationally recognized standards and codes, including OSHA, DOT and NFPA
• Strong ability to understand and evaluate risk
• Good ability to identify and visualize potential loss exposures
• Strong problem‑solving skills
• Strong customer service skills
• Ability to work effectively with others, as well as independently
• Ability to multi‑task and prioritize to meet deadlines
• Good verbal and written communication skills, including documentation skills

Travel required; a valid driver’s license with an acceptable motor vehicle report per company standards required if driving

The hiring salary range for this position will vary based on geographic location, falling within either of the following: $72,726 - $99,800 or $79,834 - $109,786 A hiring range represents a subset of the full salary range. The actual salary will depend on several factors, including relevant education, skills, and experience of an applicant, geographic location, and business needs.

For information relating to the benefits EMC Team Members receive as part of a comprehensive rewards package, please visit www.emcins.com/careers.

Our employment practices are in accordance with the laws that prohibit discrimination due to race, color, creed, sex, sexual orientation, gender identity, genetic information, religion, age, national origin or ancestry, physical or mental disability, medical condition, veteran status, active military status, citizenship status, marital status or any other consideration made unlawful by federal, state, or local laws.

All of our locations are tobacco free including in company vehicles.

Why should you choose to apply for a position at EMC?

• More than 105 years of financial strength and stability
• Named a five‑star insurance carrier by Insurance Business America
• Two‑time recipient of the Best Practices Award of Excellence from the Independent Agents & Brokers of America
• Multiple locations recognized as Top Workplaces based solely on team member feedback
• Corporate culture that engages and empowers team members to achieve their best
• Outstanding benefits with life, medical, dental, vision and prescription drug coverage
• Competitive paid time off plan and a full day of volunteer time off annually
• Financial incentives, including a 401(k) plan match, pension plan, OneEMC bonus plan and recognition and anniversary awards
• Professional development and growth opportunities, including tuition reimbursement
• Wellness initiatives to improve team member well‑being and reduce health insurance costs
• Flexibility to dress for your day and opportunities for alternative work arrangements

EMC complies with labor law requirements. View the federal and e‑verify labor law posters.

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