Risk Control Specialist - MN

EMC Insurance; Minnesota; Hybrid; USD 93,000 - 141,000; Full time

Benefits offered by this job

401(k) plan

Pension plan

Tuition reimbursement

Life, medical, dental, vision coverage

Paid time off

Job summary

EMC Insurance in Minnesota offers a remote-friendly risk control specialist position with the option to work remotely for candidates in the Minneapolis–St Paul area. You will conduct on-site risk control surveys, analyze exposures, and provide tailored recommendations to insureds.

You will serve as a technical resource within niche focus areas, collaborating with Underwriting, Sales and Claims to support renewal decisions and client service, while delivering on-site training and loss-control

Qualifications

• Bachelor’s degree in safety, engineering or related field.
• At least five years of risk control or safety experience.
• CSP or equivalent certifications preferred.

Responsibilities

• Conduct on-site risk control surveys for policyholders.
• Analyze exposure potential and prepare risk control reports.
• Provide consultative services to reduce hazards and exposure.
• Coordinate with underwriting, sales and claims to aid renewal decisions.
• Deliver advanced training and loss control surveys for accounts.
• Market risk control services through agency visits.

Skills

Risk assessment

Risk control

Communication

Problem solving

Teamwork

MS Office

Safety knowledge

Education

Bachelor's degree in safety/engineering

Certified safety professional (CSP) preferred

Tools

Microsoft Office Suite

Job description

At EMC, we’re all about working together to make an impact. As part of our team, you’ll have the opportunity to grow, contribute, and gain experience that matters. We strive to be caring leaders, close partners, and responsive experts—always supporting each other to do our best work. Join us, and let’s improve lives together. This position can be performed remotely for candidates who reside in the Minneapolis-St Paul, MN area

Essential Functions:

• Completes on-site risk control surveys of highly sophisticated current and prospective policyholders’ operations, including in niche markets
• Assesses and analyzes the exposure potential and existing controls and prepares risk control reports based on findings and communicates results to insured and agents
• Provides consultation to policyholders regarding their operations, claims trends, and recommendations for improvement related to insured coverages, including developing written recommendations for policyholders to control hazards and to prevent or reduce exposure to insured losses
• Consults with policyholders to understand their service needs and concerns and customizes consultative services to address loss drivers and exposures to meet insured’s needs, as well as other identified areas of need
• Serves as a primary technical resource within assigned specialized focus area and provides technical expertise and guidance to other Risk Control team members
• Collaborates with other Risk Control team members and subject matter experts on advanced technical questions as needed
• Provides updates to other departments such as Underwriting, Sales, and Claims to improve renewal decision making, including communicating unique observations identified to underwriting to aid in the decision making with accounts
• Markets risk control functions in coordination with the branch team through agency visits, presenting at agency and association meetings, etc
• Provides detailed explanation of business operations, hazards, and controls associated with coverages
• Delivers advanced training and on-site loss control surveys for current and prospective accounts
• Identifies accounts that would benefit from ongoing, routine service, and/or focused short-term service
• Analyzes previous losses and current exposures for large complex accounts, utilizing specialized knowledge to develop appropriate service plan(s)
• Provides comprehensive, tailored services, such as hazard control assessments, ergonomic surveys, or slip-fall surveys, to address loss drivers and exposures while meeting insureds’ needs and documents in a service report
• Develops positive relationships with accounts and agents
• Other duties as assigned

Education & Experience:

• Bachelor's degree, preferably in a safety, engineering, industrial safety, fire protection related field or equivalent relevant experience
• Five years of experience in risk control or safety role, or related experience
• Certifications such as certified safety professional preferred

Knowledge, Skills & Abilities:

• Good computer skills, including Microsoft Office Suite
• Strong knowledge of industrial, construction, fire, and commercial automotive safety
• Good knowledge of various nationally recognized standards and codes, including OSHA, DOT and NFPA
• Strong ability to understand and evaluate risk
• Good ability to identify and visualize potential loss exposures
• Strong problem-solving skills
• Strong customer service skills
• Ability to work effectively with others, as well as independently
• Ability to multi-task and prioritize to meet deadlines
• Good verbal and written communication skills, including documentation skills

Travel required; a valid driver’s license with an acceptable motor vehicle report per company standards required if driving

The hiring salary range for this position will vary based on geographic location, falling within either of the following: $92,670 - $128,045 or $102,443 - $140,845 A hiring range represents a subset of the full salary range. The actual salary will depend on several factors, including relevant education, skills, and experience of an applicant, geographic location, and business needs. For information relating to the benefits EMC Team Members receive as part of a comprehensive rewards package, please visit www.emcins.com/careers.

Our employment practices are in accordance with the laws that prohibit discrimination due to race, color, creed, sex, sexual orientation, gender identity, genetic information, religion, age, national origin or ancestry, physical or mental disability, medical condition, veteran status, active military status, citizenship status, marital status or any other consideration made unlawful by federal, state, or local laws.

All of our locations are tobacco free including in company vehicles.

Why should you choose to apply for a position at EMC?

• More than 105 years of financial strength and stability
• Named a five-star insurance carrier by Insurance Business America
• Two-time recipient of the Best Practices Award of Excellence from the Independent Agents & Brokers of America
• Multiple locations recognized as Top Workplaces based solely on team member feedback
• Corporate culture that engages and empowers team members to achieve their best
• Outstanding benefits with life, medical, dental, vision and prescription drug coverage
• Competitive paid time off plan and a full day of volunteer time off annually
• Financial incentives, including a 401(k) plan match, pension plan, OneEMC bonus plan and recognition and anniversary awards
• Professional development and growth opportunities, including tuition reimbursement
• Wellness initiatives to improve team member well-being and reduce health insurance costs
• Flexibility to dress for your day and opportunities for alternative work arrangements

EMC complies with labor law requirements. View the federal and e-verify labor law posters. Notice at Collection Privacy Policy (EMCC) – California Consumer Privacy Notice (EMCNL) – California Consumer Privacy Notice