Senior Risk Analyst: Transaction Monitoring (Remote)

Highnote; San Francisco (CA); Hybrid; USD 90,000 - 130,000; Full time

Benefits offered by this job

Equity

Flexible PTO

Health coverage for employees

401(k) program

Paid parental leave

Remote work stipend

Job summary

Highnote is seeking a Senior Risk Analyst to join our risk operations team with a focus on transaction monitoring. You will collaborate with compliance, product, engineering, and sponsor bank partners to build and scale detection, investigation, and action on suspicious activity across our card issuing platform.

Ideal candidates have worked in ambiguous environments and understand USA PATRIOT Act, BSA/AML, OFAC, and regulatory expectations for monitoring within banks or card issuers.

Qualifications

• 8+ years of experience on a risk or financial crimes team with focus on transaction monitoring, BSA/AML investigations, fraud investigations, and SARs.

Responsibilities

• Review, investigate, and disposition transaction monitoring alerts for fraud, AML, and sanctions risk.
• Conduct in-depth investigations of unusual activity across accounts and cards with clear rationale and evidence.
• Identify patterns and typologies such as structuring, rapid funds movement, and account takeover.

Skills

Transaction monitoring

Regulatory compliance

Fraud investigations

Risk management

Job description

Highnote is seeking a Senior Risk Analyst to join our risk operations team with a focus on transaction monitoring. You will collaborate with compliance, product, engineering, and sponsor bank partners to build and scale detection, investigation, and action on suspicious activity across our card issuing platform.

Ideal candidates have worked in ambiguous environments and understand USA PATRIOT Act, BSA/AML, OFAC, and regulatory expectations for monitoring within banks or card issuers.