Senior Transaction Monitoring & Analytics Lead

Astra; United States; Remote; USD 120.000 - 180.000; Vollzeit

Benefits dieser Stelle

Remote-first culture

Equity participation

Flexible working arrangements

Professional growth opportunities

Zusammenfassung

Astra, a fintech company focused on instant-payments infrastructure, is hiring a Senior Transaction Monitoring Analyst to design and operate its monitoring program. You will build rules, analyze activity, and investigate alerts, reporting to the Head of Compliance in a remote-first US setting.

The role requires strong BSA/AML expertise, hands-on rule development, and experience across ACH/RTP/debit rails, with collaboration across Product, Engineering, and Operations.

Qualifikationen

• 4+ years in BSA/AML, financial crimes compliance, or transaction monitoring within fintech, payments, or banking.
• Hands-on experience designing, implementing, and tuning monitoring rules — not just reviewing alerts.
• Track record of independently conducting complex investigations and escalating suspicious activity.
• Strong command of BSA/AML requirements, financial crimes typologies, and risk-based monitoring.
• Working knowledge of payment rails, particularly ACH, RTP, and debit networks.
• Experience managing alert queues while maintaining quality and timeliness.
• Comfortable working independently and cross-functionally in a fast-paced environment, with rigorous attention to detail and documentation.

Aufgaben

• Design, build, test, and maintain monitoring rules across ACH, RTP, FedNow, debit networks, and other payment rails.
• Develop risk-based scenarios for typologies such as structuring, velocity anomalies, and rapid movement of funds, and close gaps in coverage.
• Translate financial crimes risks into monitoring logic and thresholds, configuring rules with Product and Engineering as needed.
• Backtest and tune rules to improve detection and reduce false positives.
• Document each rule's rationale, configuration, testing results, and change history.
• Investigate potentially suspicious transactions and customer activity using transaction histories, customer data, and other sources.
• Document findings and dispositions with clear investigative narratives and recommendations.
• Prepare and submit suspicious activity referrals to sponsor banks, coordinating with the Head of Compliance.
• Respond to sponsor-bank requests for information and support follow-up reviews.
• Track alert volumes, backlogs, and case aging to keep operations timely.
• Feed investigation insights back into rules, scenarios, and workflows.
• Work with Product and Engineering on new monitoring capabilities, data availability, and case management workflows.
• Partner with Compliance and Operations on complex investigations, emerging risks, and escalation procedures.

Kenntnisse

BSA/AML experience

Rule design & tuning

Investigations & referrals

SQL

Documentation

Ausbildung

Bachelor's degree in finance, economics, CS, criminal justice, or related field

CAMS/CFE or equivalent certification

Tools

Unit21

Sardine

Actimize

Verafin

Jobbeschreibung

Astra, a fintech company focused on instant-payments infrastructure, is hiring a Senior Transaction Monitoring Analyst to design and operate its monitoring program. You will build rules, analyze activity, and investigate alerts, reporting to the Head of Compliance in a remote-first US setting.

The role requires strong BSA/AML expertise, hands-on rule development, and experience across ACH/RTP/debit rails, with collaboration across Product, Engineering, and Operations.