Senior Residential Construction Lending Expert

SECU; United States; Hybrid; USD 95,000 - 140,000; Full time

Job summary

SECU seeks a Senior Construction Lending Specialist to lead complex residential construction loan evaluations, assess builder risk, and support sound lending decisions. You will collaborate with underwriting, loan closing, servicing, and branches to maintain program integrity and a strong member experience.

You will review contracts, budgets, and project feasibility, perform builder due diligence, and oversee loan administration activities including draws and inspections.

Qualifications

• Minimum 5 years mortgage lending experience including 2 years of direct residential construction lending.
• Knowledge of residential construction lending practices, project risk assessment, mortgage regulations, and construction loan administration.
• Excellent communication and relationship-building skills

Responsibilities

• Independently evaluates complex residential construction projects by analyzing contracts, plans, budgets, costs, and feasibility.
• Perform builder due diligence and determine eligibility within delegated authority; recommend exceptions.
• Assist members, builders, and staff by answering questions about the construction loan program and policies.
• Oversee construction loan administration activities including draw approvals, funding, inspections, servicing setup, and issue resolution.
• Identify and lead process improvements in construction lending and mentor junior staff

Skills

Mortgage lending

Complex analysis

Verbal & written communication

Stakeholder collaboration

Regulatory compliance

Education

Four-year degree

CCUE Certification

NC-CTP or equivalent

Tools

Mortgagebot

MSP

Built

Job description

SECU seeks a Senior Construction Lending Specialist to lead complex residential construction loan evaluations, assess builder risk, and support sound lending decisions. You will collaborate with underwriting, loan closing, servicing, and branches to maintain program integrity and a strong member experience.

You will review contracts, budgets, and project feasibility, perform builder due diligence, and oversee loan administration activities including draws and inspections.