Senior Remote Commercial Underwriter II

First Citizens Bank; Carson City (NV); À distance; USD 90 000 - 130 000; Plein temps

Résumé du poste

First Citizens Bank is seeking a Commercial Underwriter II for a remote role that may be hired in select western states. The role involves underwriting complex commercial credits, guiding loan structuring, and supporting client communications for new and renewal requests.

You will review financial data, assess borrower risk, and participate in risk mitigation and cross-sale efforts while mentoring less experienced underwriters as needed.

Qualifications

• Bachelor's Degree with 4 years' experience in Commercial Lending or Credit Analysis, or High School Diploma/GED with 8 years' experience.
• Experience with financial statement spreading, projections, and trailing twelve month analysis.
• Experience with Moody's Credit Lens and strong written/verbal communication required.

Responsabilités

• Underwriting - Underwrites commercial credit actions according to regulations, reviews financial statements, communicates with clients, and supports loan structuring.
• Analysis - Sources, compiles, and interprets financial data to support structuring and approval of loans.
• Risk Management - Identifies risks and coordinates review/renewal schedules for existing credits, maintaining risk awareness.
• Business Support - Identifies cross-sales opportunities and prepares credit analysis documentation for client and prospect discussions.

Connaissances

Builds Productive Relationships

Critical Thinking Skills

Effective Judgement

Risk Mitigation

Formation

Bachelor's Degree

High School Diploma or GED/Equivalent

Outils

Moody's Credit Lens

Microsoft Excel

Description du poste

First Citizens Bank is seeking a Commercial Underwriter II for a remote role that may be hired in select western states. The role involves underwriting complex commercial credits, guiding loan structuring, and supporting client communications for new and renewal requests.

You will review financial data, assess borrower risk, and participate in risk mitigation and cross-sale efforts while mentoring less experienced underwriters as needed.