Senior Commercial Underwriter - Remote, Risk & Structuring

First Citizens Bank; Santa Fe (NM); À distance; USD 90 000 - 130 000; Plein temps

Avantages offerts par ce poste

Benefits package

Online benefits information

Résumé du poste

First Citizens Bank is seeking a Commercial Underwriter II to support the lending team by underwriting complex commercial credits, guiding loan structuring, and reviewing financial information to determine borrower risk ratings.

The role involves client calls, collaboration with associates, and potential guidance to junior underwriters. Emphasis on risk mitigation, accuracy, and timely delivery across renewals and new requests.

Qualifications

• Bachelor's degree with 4+ years in commercial lending or credit analysis
• Strong Excel skills and Moody's Credit Lens experience are preferred
• Excellent written and verbal communication skills required

Responsabilités

• Underwrites commercial credit actions according to regulations and guidelines
• Analyzes financial statements and determines borrower risk ratings
• Supports risk management and renewal scheduling for credits
• Identifies cross-sales opportunities and assists in client calls

Connaissances

Builds productive relationships

Critical thinking

Effective judgment

Risk mitigation

Formation

Bachelor's degree

High school diploma or GED

Outils

Microsoft Excel

Moody's Credit Lens

Description du poste

First Citizens Bank is seeking a Commercial Underwriter II to support the lending team by underwriting complex commercial credits, guiding loan structuring, and reviewing financial information to determine borrower risk ratings.

The role involves client calls, collaboration with associates, and potential guidance to junior underwriters. Emphasis on risk mitigation, accuracy, and timely delivery across renewals and new requests.