Remote Senior Commercial Underwriter for Credit & Risk

First Citizens Bank; Austin (TX); À distance; USD 80 000 - 110 000; Plein temps

Résumé du poste

First Citizens Bank is seeking an experienced Commercial Underwriter II to join a remote-capable team supporting the commercial lending portfolio across multiple states. The role requires analysis of financial statements, risk identification, and loan structuring for new and renewal credits, with guidance to optimize client outcomes and mitigate risk.

Responsibilities include underwriting to regulatory guidelines, coordinating review schedules, and providing support for cross-sales

Qualifications

• Bachelor's degree with 4+ years of commercial lending or credit analysis experience or an equivalent combination.

Responsabilités

• Underwrites commercial credit actions in accordance with regulations, procedures, and guidelines.
• Reviews financial statements, communicates with clients, and analyzes to determine borrower risk ratings and loan structuring.
• Assesses risks and assists in coordinating review and renewal schedules for credits.
• Identifies cross-sales opportunities and supports client and prospect calls as needed.

Connaissances

Advanced Relationship Building

Critical Thinking

Judgement

Risk Mitigation

Formation

Bachelor's degree + 4 years experience

HS Diploma/GED + 8 years experience

Outils

Moody's Credit Lens

Microsoft Excel

Description du poste

First Citizens Bank is seeking an experienced Commercial Underwriter II to join a remote-capable team supporting the commercial lending portfolio across multiple states. The role requires analysis of financial statements, risk identification, and loan structuring for new and renewal credits, with guidance to optimize client outcomes and mitigate risk.

Responsibilities include underwriting to regulatory guidelines, coordinating review schedules, and providing support for cross-sales