Remote Commercial Underwriter II — Risk & Structuring Expert

First Citizens Bank; Portland (OR); À distance; USD 80 000 - 110 000; Plein temps

Résumé du poste

First Citizens Bank is seeking a Commercial Underwriter II for a remote role that may be hired in AZ, KA, OR, NM, NV, or TX. The role analyzes complex commercial credits, guides structuring, and supports risk mitigation for new and renewal debts.

Responsibilities include underwriting, data interpretation, and collaboration with clients and staff to produce clear credit analyses and timely decisions.

Qualifications

• Bachelor's degree required with 4+ years in commercial lending or credit analysis, or high school diploma with 8 years' experience.
• Experience in credit analysis, financial statement spread, and trailing-twelve-month analysis.
• Microsoft Excel competency preferred.

Responsabilités

• Underwrites commercial credit actions per regulations and guidelines, reviews financials, and recommends borrower risk ratings and loan structuring.
• Sources, compiles, and interprets financial data to support loan structuring and approvals.
• Identifies risks through reviews and research of new and existing credits, coordinating review and renewal schedules.
• Identifies cross-sales opportunities and supports client relationships during calls as needed.

Connaissances

Builds productive relationships

Critical thinking

Effective judgement

Risk mitigation

Moody's Credit Lens

Formation

Bachelor's Degree

High School Diploma or GED

Outils

Moody's Credit Lens

Description du poste

First Citizens Bank is seeking a Commercial Underwriter II for a remote role that may be hired in AZ, KA, OR, NM, NV, or TX. The role analyzes complex commercial credits, guides structuring, and supports risk mitigation for new and renewal debts.

Responsibilities include underwriting, data interpretation, and collaboration with clients and staff to produce clear credit analyses and timely decisions.