Remote Commercial Underwriter II - Credit & Risk Expert

First Citizens Bank; Overland Park (KS); À distance; USD 90 000 - 120 000; Plein temps

Résumé du poste

First Citizens Bank is seeking a Commercial Underwriter II for a remote, nationwide role. You will underwrite complex commercial credits, review financial statements, and determine borrower risk and loan structuring.

You will participate in client calls, assist in risk mitigation, and help identify cross-sales. The ideal candidate brings senior underwriter experience and strong communication skills.

Qualifications

• Bachelor's degree or equivalent; 4+ years in commercial lending or credit analysis.
• Strong analytical and financial statement spreading skills.
• Experience with loan structuring and risk assessment.

Responsabilités

• Underwrites commercial credit actions according to regulations and guidelines.
• Reviews financial statements, communicates with clients, and analyzes borrower risk.
• Identifies risks and coordinates with teams to manage portfolio risk.
• Supports cross-sale opportunities and client calls; may guide junior underwriters.

Connaissances

Productive Relationships

Critical Thinking

Effective Judgement

Risk Mitigation

Formation

Bachelor's Degree

High School Diploma or GED

Outils

Microsoft Excel

Moody's Credit Lens

Description du poste

First Citizens Bank is seeking a Commercial Underwriter II for a remote, nationwide role. You will underwrite complex commercial credits, review financial statements, and determine borrower risk and loan structuring.

You will participate in client calls, assist in risk mitigation, and help identify cross-sales. The ideal candidate brings senior underwriter experience and strong communication skills.