Senior Quantitative Risk Analyst: CECL & Forecasting

First Tech Federal Credit Union; Marlborough (MA); Hybrid; USD 117,000 - 140,000; Full time

Job summary

First Tech Federal Credit Union seeks a Senior Quantitative Credit Risk Analyst to advance CECL modeling, validation, and risk measurement across consumer, mortgage, and commercial portfolios. You will develop data-driven insights, supervise stress tests, and present findings to risk committees, executives, and cross-functional teams, enabling informed decisions and enhanced risk governance.

Requires 6+ years of experience, strong SQL and programming skills, and the ability to translate complex

Qualifications

• Bachelor's degree or equivalent in a relevant field or 4+ years of relevant experience
• 6+ years of relevant experience required
• Strong knowledge of quantitative risk management, statistics, forecasting, and risk measurement
• Experience supporting CECL models for consumer, mortgage, or commercial portfolios
• Proficiency in SQL and handling large datasets
• Proficiency in Python, R, SAS, MATLAB, or similar languages
• Experience with statistical analysis, predictive modeling, and ML techniques
• Knowledge of risk management frameworks (credit/operational/enterprise)
• Familiarity with model governance, validation, and regulatory expectations
• Experience creating dashboards/reports using Power BI, Tableau, or similar tools
• Excellent analytical, problem-solving, and communication skills
• Ability to influence decisions and collaborate across functions

Responsibilities

• Support design, development, and enhancement of CECL models across portfolios
• Lead development and maintenance of quantitative credit risk models and tools
• Perform advanced statistical analyses to identify emerging risks and inform decisions
• Design stress tests, scenario analyses, and forecasting exercises
• Analyze large datasets to identify trends and risk drivers
• Evaluate model performance, back testing, and governance adherence
• Collaborate with finance, compliance, audit, and risk teams on assessments
• Prepare quantitative analyses and executive-level reports for non-technical audiences
• Support regulatory exams, audits, and validation reviews with documentation
• Mentor junior analysts and promote best practices in analytics
• Identify opportunities to improve data quality, automation, and risk measurement capabilities

Skills

CECL modeling

SQL

Python

R

Machine learning

Data visualization

Power BI

Communication

Stakeholder collaboration

Education

Bachelor's degree or equivalent experience

Tools

Power BI

Tableau

SAS

Job description

First Tech Federal Credit Union seeks a Senior Quantitative Credit Risk Analyst to advance CECL modeling, validation, and risk measurement across consumer, mortgage, and commercial portfolios. You will develop data-driven insights, supervise stress tests, and present findings to risk committees, executives, and cross-functional teams, enabling informed decisions and enhanced risk governance.

Requires 6+ years of experience, strong SQL and programming skills, and the ability to translate complex