Senior Quantitative Risk Analyst (CECL & Data Analytics)

Digital Federal Credit Union; Marlborough (MA); Hybrid; USD 117,000 - 140,000; Full time

Benefits offered by this job

Medical, dental, vision

401(k) matching

Paid time off

Paid holidays

Employee loan discounts

Job summary

Digital Federal Credit Union is seeking an experienced Senior Credit Risk Analyst to advance CECL models and enterprise risk analytics. You will lead quantitative model development, monitor performance, and coordinate with finance, compliance, and risk teams to deliver data-driven insights.

The role emphasizes governance, risk reporting to executives, and mentoring junior analysts in a hybrid work environment with competitive compensation and benefits.

Qualifications

• Bachelor's degree in a relevant field or 4+ years of relevant experience.
• 6+ years of relevant experience is required.
• Strong knowledge of quantitative risk management principles, statistical modeling, forecasting techniques, and risk measurement methodologies.
• Experience supporting CECL models and expected credit loss methodologies for consumer, mortgage, or commercial portfolios.
• Advanced proficiency in SQL and experience with large datasets.
• Proficiency in Python, R, SAS, MATLAB or similar languages.
• Experience with statistical analysis, predictive modeling, and machine learning techniques.
• Knowledge of enterprise risk management frameworks and model governance standards.
• Experience developing dashboards using Power BI or Tableau.

Responsibilities

• Support the design, development, and enhancement of CECL models across portfolios.
• Lead development and maintenance of quantitative credit risk models and analytical tools.
• Perform advanced statistical analyses to identify emerging risks and inform decisions.
• Design stress testing, scenario, and forecasting analyses to assess exposure.
• Analyze large datasets to uncover trends and risk drivers for leadership and risk committees.
• Evaluate model performance and oversee back testing and governance compliance.
• Collaborate with stakeholders to support enterprise risk assessments and initiatives.
• Prepare quantitative analyses and risk reports for executives.

Skills

CECL modeling

Credit risk analysis

Statistical modeling

Forecasting

Data analysis

Model governance

Dashboard reporting

Communication

Regulatory knowledge

Mentoring

Education

Bachelor's degree or 4+ years experience

Tools

SQL

Python

R

SAS

MATLAB

Job description

Digital Federal Credit Union is seeking an experienced Senior Credit Risk Analyst to advance CECL models and enterprise risk analytics. You will lead quantitative model development, monitor performance, and coordinate with finance, compliance, and risk teams to deliver data-driven insights.

The role emphasizes governance, risk reporting to executives, and mentoring junior analysts in a hybrid work environment with competitive compensation and benefits.