Senior Quantitative Credit Risk Analyst (CECL & Analytics)

Digital Federal Credit Union; Hillsboro (OR); Hybrid; USD 117,000 - 140,000; Full time

Benefits offered by this job

Medical benefits

401(k) match

Paid Time Off

Paid holidays

Employee loan pricing

Job summary

Digital Federal Credit Union is seeking a senior credit risk analyst to support the risk management framework through advanced quantitative analysis, model development, validation, and risk measurement methodologies. You will lead CECL model design for various lending portfolios and collaborate with finance, compliance, and risk teams to deliver data-driven insights for governance and strategic decisions.

The role emphasizes model governance, validation, and regulatory alignment, with a focus on

Qualifications

• Bachelor's degree or 4 years of related experience required.
• 6+ years of relevant experience required.
• Strong knowledge of quantitative risk management, statistical modeling, forecasting, and risk measurement methodologies.
• Experience supporting CECL models and ECL methodologies for consumer, mortgage, or commercial portfolios.
• Advanced SQL and working with large datasets.

Responsibilities

• Design, develop, implement, and enhance CECL models to estimate expected credit losses across lending portfolios.
• Lead development and maintenance of quantitative credit risk models, methodologies, and analytical tools.
• Perform advanced statistical, econometric, and predictive analyses to identify emerging risks and inform decision-making.
• Design and execute stress testing, scenario analysis, and forecasting to assess risk under varying conditions.
• Collaborate with stakeholders across finance, compliance, audit, and risk management to support enterprise risk assessments.
• Prepare and present quantitative analyses and risk reports to executive audiences and risk committees.

Skills

Quantitative risk management

CECL models

SQL

Python

R

Machine learning

Dashboards

Communication skills

Cross-functional collaboration

Education

Bachelor's degree or 4 years of related experience

Tools

Power BI

Tableau

SAS

MATLAB

Job description

Digital Federal Credit Union is seeking a senior credit risk analyst to support the risk management framework through advanced quantitative analysis, model development, validation, and risk measurement methodologies. You will lead CECL model design for various lending portfolios and collaborate with finance, compliance, and risk teams to deliver data-driven insights for governance and strategic decisions.

The role emphasizes model governance, validation, and regulatory alignment, with a focus on