Senior Credit Risk Modeling & Analytics Lead

Digital Federal Credit Union; Chelmsford (MA); Hybrid; USD 117,000 - 140,000; Full time

Benefits offered by this job

Medical, dental, vision coverage

Generous 401(k) match

PTO & sick time; personal days

Paid holidays

Employee loan pricing

Job summary

First Tech Federal Credit Union is seeking an experienced quantitative risk analyst to advance credit risk models and CECL methods across multiple portfolios. You will design, validate, and monitor models, run stress tests, and deliver data-driven insights to executive leadership.

The role requires 6+ years of experience, strong SQL and programming skills, and proficiency with Power BI or Tableau to communicate complex results clearly. Hybrid work in OR/MA locations offered.

Qualifications

• Required Education: Bachelor's degree or 4 years of related experience.
• 6+ years of relevant experience is required.
• Strong knowledge of quantitative risk management and risk measurement.
• Experience supporting CECL models for consumer, mortgage, or commercial portfolios.
• Advanced SQL proficiency and experience with large datasets.
• Proficiency in Python, R, SAS, MATLAB or similar.
• Experience with dashboards and reporting tools (Power BI/Tableau).
• Understanding of model governance, validation, and regulatory expectations.

Responsibilities

• Design, develop, and enhance CECL models for losses across portfolios.
• Lead quantitative risk models and analytical tools for portfolio and enterprise risks.
• Perform advanced statistical analyses to identify emerging risks and trends.
• Design stress tests and forecasting exercises under varied conditions.
• Analyze large datasets to extract actionable risk insights for leadership.
• Monitor model performance, back-testing, and governance compliance.
• Collaborate with risk, finance, compliance, and audit teams on risk assessments.
• Prepare quantitative analyses and executive materials for stakeholders.
• Support regulatory exams and model governance reviews with documentation.
• Provide technical guidance to junior analysts on best practices.

Skills

CECL modeling

Quantitative risk mgmt

SQL

Python/R/SAS/MATLAB

Forecasting

Machine Learning

Model governance & validation

Data visualization

Communication

Cross-functional collaboration

Education

Bachelor's degree or 4 years related experience

Tools

Power BI

Tableau

SAS

Job description

First Tech Federal Credit Union is seeking an experienced quantitative risk analyst to advance credit risk models and CECL methods across multiple portfolios. You will design, validate, and monitor models, run stress tests, and deliver data-driven insights to executive leadership.

The role requires 6+ years of experience, strong SQL and programming skills, and proficiency with Power BI or Tableau to communicate complex results clearly. Hybrid work in OR/MA locations offered.