Senior QC Underwriter

Western Alliance Bancorporation; Virginia (MN); Remote; Full time

Job summary

A leading company in the mortgage industry is seeking a Senior QC Underwriter to ensure loan quality meets investor standards. This role involves auditing loans, collaborating with teams, and managing quality control processes. Ideal candidates will have extensive mortgage experience, strong communication skills, and the ability to work independently. Competitive salary and benefits offered.

Benefits

Medical and Dental Insurance

401k Matching Program

Tuition Assistance Program

Employee Volunteer Program

Wellness Program

Qualifications

• 10+ years mortgage industry experience, with 5 years in Quality Control.
• Demonstrated understanding of mortgage lending operations.

Responsibilities

• Audit various loan types to ensure they meet investor quality standards.
• Monitor QC project pipelines and analyze reports.

Skills

Communication

Problem-Solving

Time Management

Attention to Detail

Self-Starter

Education

Bachelor's Degree

Tools

Microsoft Office

Job description

Job Title:

Senior QC Underwriter

Location:

AZ Remote

What you'll do:

The Senior Quality Control Underwriter is responsible for auditing Fannie Mae, Freddie Mac, FHA, VA, USDA, and Non-Agency loans by reviewing credit, capacity, compliance, and collateral characteristics of the loan file to ensure they meet investor quality standards.

This role is expected to work between the hours of Monday-Friday, 8:00am-5:00pm Pacific Standard Time.

• Perform a pre-funding quality control review of loans from the Retail and Correspondent divisions
• Participate in the remediation of identified defects with Operations and Correspondent Sellers
• Monitor the progress of implementation of action plans based on quality control findings and results
• Communicate identified defects effectively to internal and external counterparties
• Assist in developing QC audit and project plans
• Monitor QC project pipelines and analyze reports to ensure deadlines are met
• Analyze various reports and data to identify patterns of deficiencies and opportunities for improvement
• Act as a resource and subject matter expert for questions regarding Quality Control
• Participate in the validation and remediation of monthly post-close QC and EPD review findings
• Other functions and duties as assigned

What you'll need:

• 10+ years mortgage industry experience, with a minimum of 5 years recent Quality Control and Underwriting experience
• Demonstrated understanding of mortgage lending operations and industry, specifically how it relates to Quality Control
• Bachelor's degree preferred
• Knowledge of FNMA, FHLMC, FHA, VA, and USDA guidelines and Federal regulatory guidelines and procedures, TRID knowledge
• Basic knowledge of fraud detection
• Excellent communication and interpersonal skills with the ability to interact with internal and external stakeholders
• Ability to communicate effectively and professionally, written and verbal
• Prioritization and Time Management, ability to plan and meet deadlines
• Ability to work in a fast-paced environment
• Ability to partner with all levels of management to implement initiatives
• Strong problem-solving skills, attention to detail and ability to multi-task
• Self-Starter and ability to work independently
• Proficiency in Microsoft Office products (Excel, Word, etc)

Compensation: Hourly range for new hires is generally $46.00 for Nevada. Salary amount is determined by specific job location. In addition, the role may be eligible for annual bonus/incentives earned.

Benefits you’ll love:

We offer all the important things you'd want — like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you’ll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career!

About the company:

AmeriHome Mortgage is a Western Alliance Bank company. Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Alliance Bank of Arizona, Alliance Association Bank, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank are divisions of Western Alliance Bank; Member FDIC.

Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email [e-mail] or call 602-386-2488. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process.

Western Alliance Bancorporation

AmeriHome Mortgage, a Western Alliance Bank company, is a leading national business-to-business mortgage acquirer and servicer. In 2020, AmeriHome ranked as the nation’s third-largest correspondent mortgage provider, primarily purchasing mortgage loans from a network of independent mortgage originators. Overall, the company is the 13th largest producer of mortgages in the U.S. The organization has created a flexible and scalable platform with a modern purpose-built infrastructure, advanced data and analytics capabilities, all leveraging deep industry expertise and a highly efficient cost structure to target profitability in all market environments. AmeriHome has a track record of consistent, prudent and profitable growth. With more than 1,000 employees, AmeriHome is a premier mortgage company, a multi-channel – mortgage investor, direct-to-consumer lender and servicer, licensed in 49 states, and headquartered in Thousand Oaks, California with offices in Irvine, CA, and Dallas, TX.

Focused on delivering excellence in lending, our motivation for success is represented throughout the company and thrives from the trust built between all employees. AmeriHome is always looking for top talent to join our growing, fast-paced, and friendly teams.