Senior Product Owner / Product Manager

Charles Schwab; Lone Tree (CO); Hybrid; USD 120,000 - 170,000; Full time

Benefits offered by this job

401(k) with company match

Employee stock purchase plan

Paid time for vacation and sabbatical

Job summary

Charles Schwab is seeking a Senior Product Owner / Product Manager to shape and deliver digital experiences for retirement plan participants, sponsors, and advisors. The role focuses on modernizing the participant dashboard and enhancing mobile apps, partnering with engineering, UX, architecture, and business stakeholders to translate needs into actionable user stories.

The position requires balancing strategic roadmap planning with day-to-day execution and strong collaboration across teams to

Qualifications

• 7+ years of Product Owner or Product Management experience in Agile environments.
• Proven backlog prioritization and user story development skills.
• Experience delivering customer-facing web or mobile digital products.
• Ability to balance strategic roadmaps with day-to-day execution.
• Strong cross-functional collaboration with engineers, UX, and QA.

Responsibilities

• Own, prioritize, and maintain the Agile backlog aligned to strategy.
• Refine user stories and acceptance criteria for engineering and QA.
• Collaborate with engineers, architects, UX, and Scrum Masters to deliver web and mobile experiences.
• Support dashboard modernization and mobile app enhancements.
• Lead discovery to understand customer needs and opportunities.
• Gather feedback from clients and participants to inform decisions.
• Lead backlog refinements and sprint planning for predictable delivery.
• Monitor product performance and identify future enhancements.

Skills

Product ownership

Agile delivery

User story writing

Stakeholder collaboration

Communication

Tools

Jira

Confluence

Rally

Figma

Job description

Your opportunity

Schwab Retirement Technologies is seeking an experienced Senior Product Owner / Product Manager to help shape and deliver digital experiences for retirement plan participants, sponsors, and advisors. This role will play a key part in advancing our participant web and mobile platforms, including modernization of the participant dashboard and ongoing mobile application enhancements.

The Product Owner will partner closely with engineering, UX, architecture, and business stakeholders to define priorities, manage the product backlog, and translate customer and business needs into actionable user stories. The successful candidate will balance strategic thinking with execution, ensuring Agile teams are focused on delivering high-value solutions while identifying future opportunities to improve the participant experience.

What You'll Do

• Own, prioritize, and maintain the Agile team backlog, ensuring work is aligned to customer needs, business objectives, and product strategy.
• Develop and refine user stories and acceptance criteria that provide clear direction to engineering and QA teams.
• Partner with engineers, architects, UX designers, and Scrum Masters to deliver high-quality web and mobile experiences.
• Support key initiatives including participant dashboard modernization and continued enhancement of the participant mobile application.
• Participate in discovery efforts to better understand customer needs, pain points, and opportunities for innovation.
• Collaborate with clients, participants, and vendor partners to gather feedback and incorporate insights into product decisions.
• Lead backlog refinement, sprint planning, and other Agile ceremonies while helping ensure predictable delivery and strong backlog health.
• Monitor product performance and proactively identify future enhancements that improve the overall participant experience.

Required Qualifications

• 7+ years of Product Owner, Product Management, Business Analysis, or related Agile delivery experience.
• Proven experience managing and prioritizing product backlogs in Agile environments.
• Strong user story writing, requirements gathering, and backlog refinement skills.
• Experience delivering customer-facing digital products, including web or mobile applications.
• Demonstrated ability to balance strategic roadmap planning with day-to-day execution responsibilities.
• Experience partnering closely with software engineers, architects, UX professionals, and QA teams throughout the product lifecycle.
• Strong communication and relationship-building skills with the ability to influence decisions without direct authority.
• Experience working in cross-functional environments where collaboration, ownership, and customer focus are critical to success.
• Ability to quickly learn complex business domains and translate customer and business needs into product outcomes.

Preferred Qualifications

• Experience in financial services, retirement services, brokerage, fintech, or other regulated industries.
• Knowledge of retirement recordkeeping, defined contribution plans, or 401(k) administration.
• Experience supporting participant-facing or customer-facing digital experiences.
• Experience working with mobile applications and responsive web platforms.
• Familiarity with Agile frameworks such as SAFe and participation in PI Planning activities.
• Experience collaborating with third-party vendors and external technology partners.
• Understanding of customer journey mapping, digital experience design, and usability best practices.
• Experience using tools such as Jira, Confluence, Rally, and Figma.
• Demonstrated success owning products through modernization, transformation, or digital enhancement initiatives.

What's in it for you

At Schwab, you’re empowered to shape your future. We champion your growth through meaningful work, continuous learning, and a culture of trust and collaboration—so you can build the skills to make a lasting impact. Our Hybrid Work and Flexibility approach balances our ongoing commitment to workplace flexibility, serving our clients, and our strong belief in the value of being together in person on a regular basis.

We offer a competitive benefits package that takes care of the whole you – both today and in the future:

• 401(k) with company match and Employee stock purchase plan
• Paid time for vacation, volunteering, and 28-day sabbatical after every 5 years of service for eligible positions
• Paid parental leave and family building benefits
• Tuition reimbursement
• Health, dental, and vision insurance