Senior Product Manager - Credit

marqeta-inc; United States; Remote; USD 120,000 - 210,000; Full time

Benefits offered by this job

Remote-friendly roles

Annual bonus

Health plan options

Equity programs

Job summary

Marqeta is seeking a senior product leader to shape the evolution of a credit platform’s core services, translating customer and business needs into a multi-quarter roadmap. You will partner with engineering and cross-functional teams to deliver scalable features for launching and managing credit products.

This role emphasizes end-to-end ownership of complex backend platforms, API design, data models, and reliability, with strong emphasis on regulatory and risk considerations.

Qualifications

• 5+ years of product management experience focused on credit cards or lending.
• 5+ years working hands-on with backend systems and APIs.
• Strong technical judgment for reliability, scalability, and design trade-offs.
• Experience with regulatory and compliance considerations in credit product delivery.
• Excellent communication across engineers, executives, and enterprise customers.
• Ability to influence and collaborate across organizational levels.

Responsibilities

• Set roadmap priorities for credit platform services based on customer plans and goals.
• Develop detailed PRDs for accounts, transactions, APIs, and data models.
• Collaborate with engineering on architecture and design trade-offs.
• Coordinate delivery with go-to-market, operations, legal, compliance, and risk teams.
• Engage customers and stakeholders to validate needs and measure value.
• Use analytics to identify gaps and adjust priorities.

Skills

Product management

Backend systems

APIs

Architecture & data models

Distributed services

Regulatory/compliance awareness

Communication

Cross-functional collaboration

Job description

Role overview

Guide the evolution of a credit platform’s core services, turning customer and business needs into a multi-quarter product roadmap. This senior product role works closely with engineering and cross-functional partners to deliver reliable, scalable features for launching and managing credit products.

Responsibilities

• Set roadmap priorities for credit platform services in light of customer plans, business goals, and regulatory requirements.
• Develop detailed product requirements and technical documentation for account management, transaction processing, APIs, and data models.
• Work with engineering on architecture and communicate product considerations behind system design trade-offs.
• Coordinate delivery with engineering, go‑to‑market, operations, legal, compliance, and risk teams.
• Engage customers and internal stakeholders to validate needs and measure the value of delivered features.
• Use analytics and product metrics to identify platform gaps and adjust priorities.

Requirements

• 5+ years of product management experience focused on credit cards or lending, including end‑to‑end ownership of complex platforms or backend products.
• 5+ years working hands‑on with backend systems and APIs, with fluency in architecture, data models, and distributed services.
• Strong technical judgment and the ability to contribute to engineering discussions about reliability, scalability, and system design.
• Experience navigating regulatory and compliance considerations in credit product delivery, including legal and risk reviews.
• Strong communication skills, with the ability to explain technical and regulatory topics to engineers, executives, and enterprise customers.
• Demonstrated ability to influence and collaborate across organizational levels.

Nice to have

• Familiarity with payment network rules, card scheme regulations, or payment technology practices relevant to credit platforms.

Benefits and work setup

Remote work is available in specified US location tiers. The source lists location-based base pay ranges, annual bonuses for eligible employees, health plan options, flexible time off, retirement savings, and equity-related programs.

• location-based base pay ranges
• annual bonuses for eligible employees
• health plan options
• flexible time off
• retirement savings
• equity-related programs