Principal Product Manager - Credit

marqeta-inc; United States; Remote; USD 150,000 - 210,000; Full time

Benefits offered by this job

Annual bonus eligibility

Health plan options

Flexible time off

401(k) retirement savings

Equity programs

Job summary

marqeta-inc is seeking a senior product leader to set the strategy for a credit platform. You will shape a multi-quarter roadmap that aligns customer needs with business goals and regulatory requirements.

In this senior IC role, you will influence internal teams and external financial partners, drive technical product decisions, and collaborate across legal, risk, and compliance to deliver scalable credit solutions.

Responsibilities

• Define and prioritize the roadmap for credit account management and transaction processing.
• Write product requirements and technical documentation for backend systems, APIs, and data models.
• Partner with engineering leaders on architecture and own the product impact of technical trade-offs.
• Coordinate delivery across engineering, go-to-market, operations, legal, compliance, and risk teams.
• Engage customers, issuing banks, and payment networks to understand needs and bring market and regulatory insights into product decisions.
• Use product analytics to identify gaps, assess feature impact, and refine priorities; mentor peers and influence outcomes across teams.

Job description

Role overview

Set the product strategy for a credit platform’s core services, shaping a multi-quarter roadmap that supports customer needs, business goals, and regulatory requirements. This senior individual-contributor role combines technical product leadership with broad influence across internal teams and external financial partners.

Responsibilities

• Define and prioritize the roadmap for credit account management and transaction processing.
• Write product requirements and technical documentation for backend systems, APIs, and data models.
• Partner with engineering leaders on architecture and own the product impact of technical trade-offs.
• Coordinate delivery across engineering, go-to-market, operations, legal, compliance, and risk teams.
• Engage customers, issuing banks, and payment networks to understand needs and bring market and regulatory insights into product decisions.
• Use product analytics to identify gaps, assess feature impact, and refine priorities; mentor peers and influence outcomes across teams.

Requirements

• 10+ years of product management experience in fintech or payments, including leadership work with banks and payment networks.
• A track record of launching technically complex credit products or platforms at scale in regulated, multi-stakeholder environments.
• Experience building or scaling embedded credit or credit-as-a-service products for enterprise customers or card program managers.
• Strong technical fluency in APIs, data models, system architecture, and emerging technologies, with the ability to work closely with engineering.
• Skill in setting strategy, making risk and priority trade-offs, and influencing executives and cross-functional partners.
• Clear communication and judgment in ambiguous situations, including work with legal, compliance, and risk stakeholders.

Benefits and work setup

The role can be performed remotely. The source describes US base pay bands by work location, annual bonuses for eligible employees, health plan options, flexible time off, retirement savings, and equity-related programs.