Senior Product Manager, Core Banking & Payments Platform

Clera; New York (NY); Hybrid; USD 160,000 - 180,000; Full time

Job summary

Clera in New York City seeks a Senior Product Manager to own the core banking experience, defining strategy and roadmap for deposit accounts, money movement, cards, and underlying program infrastructure. You will partner with Engineering, Design, Risk, and Compliance to ship reliable, secure financial products at scale while embedding regulatory requirements from day one.

This role emphasizes cohort-based discovery, clear specs, and measurable outcomes across activation, engagement, and

Qualifications

• 7+ years of progressive product management experience in complex or platform products.
• Track record shipping customer-facing financial products in a regulated fintech environment.
• Strong understanding of banking and fintech fundamentals.

Responsibilities

• Own strategy, roadmap, and execution for core banking products (deposits, money movement, cards).
• Own end-to-end experiences for account opening, funding, deposits, and payment flows (ACH, wires, transfers, bill pay, card transactions).
• Partner with Engineering on ledger, payments rails, and card systems.
• Lead discovery using customer research and data to surface high-impact opportunities.
• Write clear specs, define success metrics, and ship features in cadence with Engineering and Design.
• Embed risk, fraud, security, and regulatory requirements from day one with Risk, Compliance, and Legal.
• Manage product relationships with banking partners and vendors.
• Define and track product metrics across activation, engagement, retention, multi-product adoption, and reliability.

Skills

Product strategy

Cross-functional leadership

Data analysis

Regulatory knowledge

Stakeholder management

Technical collaboration

Education

Bachelor's degree or equivalent experience

Job description

Clera in New York City seeks a Senior Product Manager to own the core banking experience, defining strategy and roadmap for deposit accounts, money movement, cards, and underlying program infrastructure. You will partner with Engineering, Design, Risk, and Compliance to ship reliable, secure financial products at scale while embedding regulatory requirements from day one.

This role emphasizes cohort-based discovery, clear specs, and measurable outcomes across activation, engagement, and