Senior Product Manager, Consumer Savings

Jobtailor; Massachusetts; On-site; USD 150,000 - 210,000; Full time

Job summary

Jobtailor in the United States seeks a senior product manager to lead the end-to-end lifecycle of highly complex deposit products.

You will conduct market research and competitor analyses, determine pricing, build multi-year roadmaps, and partner with sales, marketing, operations, and risk to deliver a unified customer experience. The role requires 6+ years PM experience, 3+ years leadership, and an MBA or equivalent.

Qualifications

• 6+ years of product management or related experience.
• 3+ years of people leadership with experience managing cross-functional teams.
• Strong understanding of deposit product economics, pricing, profitability, and growth strategies.
• Ability to develop product strategy, business cases, and multi-year roadmaps.
• Strong analytical skills with data-driven decision making.
• Experience leading complex initiatives across Technology, Operations, Risk, Compliance, Legal, and Marketing.
• Knowledge of consumer banking regulations and risk management practices.
• Experience supporting audits, regulatory exams, or issue remediation activities.
• MBA or other advanced degree (desirable)
• Deep expertise in savings product management (desirable)
• Experience leading a team of product managers (desirable)
• Knowledge of deposit pricing strategy, balance growth, and retention management (desirable)
• Track record of delivering product enhancements and client experience improvements (desirable)
• Experience with product modernization, core platform transformation, or large-scale change initiatives (desirable)
• Strong understanding of market trends, competitive intelligence, and innovation in consumer banking (desirable)

Responsibilities

• Develop and manage the end-to-end product life cycle for highly complex products.
• Conduct market research and competitor analyses.
• Determine product pricing and develop short- and long-term strategies.
• Identify innovative opportunities to modernize product offerings and deliver a unified customer experience.
• Integrate product management efforts with sales, marketing, operations, implementation, and customer service strategies.
• Create comprehensive plans for product development and deployment.
• Support creation of sales training programs and marketing materials.
• Oversee a set of products and maintain financials, including investment profile and profit and loss activities.
• Provide product trend information to sales and marketing teams.
• Streamline or enhance product offerings to meet client needs and support growth and operational excellence.
• Manage risk by implementing and monitoring effective controls with key support partners.
• Partner with internal stakeholders to gather market, client, and competitor insights.
• Develop and influence product strategy, driving comprehensive solutions across the bank.

Skills

Strategic Planning

Product Management

Analytical Skills

People Leadership

Deposit Product Economics

Market Trends

Competitive Intelligence

Operational Excellence

Pricing Strategy

Education

MBA

Job description

• Develop and manage the end-to-end product life cycle for highly complex products
• Conduct market research and competitor analyses
• Determine product pricing and develop short- and long-term strategies
• Identify innovative opportunities to modernize product offerings and deliver a unified customer experience
• Integrate product management efforts with sales, marketing, operations, implementation, and customer service strategies
• Create comprehensive plans for product development and deployment
• Support creation of sales training programs and marketing materials
• Oversee a set of products and maintain financials, including investment profile and profit and loss activities
• Provide product trend information to sales and marketing teams
• Streamline or enhance product offerings to meet client needs and support growth and operational excellence
• Manage risk by implementing and monitoring effective controls with key support partners
• Partner with internal stakeholders to gather market, client, and competitor insights
• Develop and influence product strategy, driving comprehensive solutions across the bank

Requirements

• Demonstrated strategic planning/product management skills
• Strong analytical skills with breadth of view
• Negotiation skills
• 6+ years of product management or related experience
• 3+ years of people leadership with experience managing cross-functional teams
• Strong understanding of deposit product economics, pricing, profitability, and growth strategies
• Ability to develop product strategy, business cases, and multi-year roadmaps
• Strong analytical skills with demonstrated use of data to drive product decisions and performance
• Experience leading complex initiatives across Technology, Operations, Risk, Compliance, Legal, and Marketing
• Knowledge of applicable consumer banking regulations and risk management practices
• Experience supporting audits, regulatory exams, or issue remediation activities
• Excellent executive communication, influence, and stakeholder management skills
• MBA or other advanced degree (desired)
• Deep expertise in savings product management (desired)
• Experience leading a team of product managers and developing talent (desired)
• Knowledge of deposit pricing strategy, balance growth, and retention management (desired)
• Track record of delivering product enhancements and client experience improvements (desired)
• Experience with product modernization, core platform transformation, or large-scale change initiatives (desired)
• Strong understanding of market trends, competitive intelligence, and innovation in consumer banking (desired)

Core Competencies

Demonstrates expertise in product management, strategic planning, and financial oversight, with a strong focus on deposit product economics and market trends. Proven ability to lead cross-functional teams and drive product strategy through data-driven decision-making and stakeholder engagement.

Highest-signal resume keywords

• Product Management
• Strategic Planning
• Analytical Skills
• People Leadership
• Deposit Product Economics

Hard Skills

• Product Development
• Market Research
• Pricing Strategy
• Business Case Development
• Risk Management
• Regulatory Compliance
• Data Analysis
• Product Modernization
• Client Experience Improvement
• Financial Management

Soft Skills

• Negotiation Skills
• Executive Communication
• Stakeholder Management
• Influence
• Team Development

Certifications & Qualifications

• MBA

Industry Keywords

• Consumer Banking
• Deposit Products
• Market Trends
• Competitive Intelligence
• Operational Excellence