Real-Time & Emerging Payments Product Manager

Jobtailor; New York (NY); On-site; USD 150,000 - 190,000; Full time

Job summary

Jobtailor is seeking a senior product leader in New York to guide a PM team and drive bank product strategy. You will shape product roadmaps, profitability, and customer outcomes while aligning with business goals and regulatory requirements.

You will collaborate with IT, operations, and executives, manage budgets, and lead cross-functional initiatives to improve market position and revenue growth.

Qualifications

• Undergraduate degree or product management certificate and/or 7+ years relevant experience.
• Advanced knowledge of product research, analysis and development, forecasting, pricing, and competitive intelligence.

Responsibilities

• Manage and provide strategic guidance to a team of product management professionals.
• Develop and implement bank products, services, programs, features, benefits, and characteristics.
• Lead people management, including hiring, goal setting, staff development, performance management, compensation decisions, and disciplinary actions.
• Lead diverse product teams and oversee operations, talent development, and initiative success.
• Present recommendations to senior management and executives.
• Coordinate and prioritize multiple initiatives and manage resource allocation.
• Develop product management strategies, roadmaps, business plans, and development calendars.
• Monitor product performance, P&L, pricing, margin, and market share.

Skills

Product Management

Market Analysis

Budget Management

Team Leadership

Strategic Planning

Education

Undergraduate degree or PM certificate

Tools

MS Office

Reporting Techniques

Job description

• Manage and provide strategic guidance to a team of product management professionals
• Develop and implement bank products, services, programs, features, benefits, and characteristics
• Manage a product or suite of products supporting business strategy
• Lead people management, including hiring, goal setting, staff development, performance management, compensation decisions, and disciplinary actions
• Lead diverse product teams and oversee operations, talent development, and initiative success
• Present recommendations to senior management and executives
• Coordinate and prioritize multiple initiatives and manage resource allocation
• Build relationships with stakeholders, business sponsors, executives, lines of business, sales distribution, and external partners
• Develop product management strategies, product roadmaps, business plans, expense plans, and product development calendars
• Analyze customer, industry, market, and competitive trends through research, focus groups, and secondary research
• Facilitate ideation sessions and develop business cases for new product development and growth
• Manage product development budgets and optimize budget allocation
• Quantify market analysis and assess product performance across lifecycle, quality, technical support, marketing, and sales support
• Develop programs with marketing and channels to move buyers through the buying process
• Monitor product performance, P&L, pricing, margin, volume, acquisition, retention, customer experience, engagement, and market share
• Collaborate with IT, operations, legal, compliance, marketing, and internal/external service providers
• Ensure products, policies, and processes meet risk appetite and regulatory requirements
• Recruit, coach, develop, and manage employees; set objectives, track performance, provide feedback, and foster a diverse, high-performing team
• Execute annual business plans and deliver results aligned with business strategies
• Occasional domestic travel; sedentary and office-equipment work performed continuously

Requirements

• Undergraduate degree or product management certificate and/or 7+ years relevant experience
• Previous Product experience
• Advanced knowledge of product research, product analysis and development, forecasting, pricing, and competitive intelligence
• Knowledge of current and emerging competitor and market trends
• Ability to lead, plan, implement, and evaluate program/project activities
• Ability to contribute to product management strategy and advise senior leadership
• Skill in mentoring, coaching, and performance management
• Effective oral and written communication
• Ability to collaborate and build relationships across teams and functions
• Ability to work independently and as a team member
• Sound judgment and decision-making
• Ability to analyze, organize, and prioritize work while meeting multiple deadlines
• Budget, P&L, and resource allocation management
• Analytical software tools, data analysis methods, and reporting techniques
• Computer applications including MS Office
• Must comply with bank and industry Code of Conduct and regulatory requirements

Core Competencies

Demonstrates expertise in product management, including product development, market analysis, and strategic planning. Proven ability to lead diverse teams, manage budgets, and ensure compliance with regulatory requirements.

Highest-signal resume keywords

• Product Management
• Market Analysis
• Budget Management
• Team Leadership
• Strategic Planning

Hard Skills

• Product Research
• Product Development
• Forecasting
• Pricing Strategy
• Competitive Intelligence
• P&L Management
• Resource Allocation
• Data Analysis
• Analytical Software Tools
• Performance Management

Soft Skills

• Effective Communication
• Mentoring
• Coaching
• Collaboration
• Decision-Making

Certifications & Qualifications

• Product Management Certificate

Industry Keywords

• Bank Products
• Regulatory Requirements
• Customer Experience
• Market Trends
• Risk Appetite

Tools & Technologies

• MS Office
• Reporting Techniques