Senior Product Manager, Consumer Card & Credit Growth

Mercury; Portland (OR); On-site; USD 201,000 - 251,000; Full time

Job summary

Mercury is building its first consumer credit card. We are looking for a Senior Product Manager to define what it is, ship it, and grow it from a first cohort into a portfolio.

The scope includes the credit account, from acquisition and application funnel to the approval experience and underwriting decisions, and the day-to-day experience of carrying the account. Mercury values a data-driven, customer-centered, and experimentation oriented approach.

Qualifications

• 6+ years building consumer products, including at least one where money moved.
• Fluency in credit, including approval rates, line assignment, vintage curves, charge-off, interchange, and rewards liability.
• Exceptional cross-functional collaboration across engineering, design, data, risk, compliance, and partners.
• Shipped AI-led products to real consumers and have opinions about what AI makes possible and where it fails.
• Nice to have: card issuing, lending, or payments experience, and familiarity with Reg Z and the CARD Act.

Responsibilities

• Define the card product vision and launch plan from zero.
• Lead end-to-end product development with engineering, design, data, risk, and legal.
• Own approval workflow and underwriting decisions.
• Shape rewards, pricing, and economics of the card program.
• Ensure accuracy of balances, statements, and trust features.

Skills

Consumer product management

Credit domain knowledge

Cross-functional collaboration

AI/machine learning in product

Job description

Mercury is building its first consumer credit card. We are looking for a Senior Product Manager to define what it is, ship it, and grow it from a first cohort into a portfolio.

The scope includes the credit account, from acquisition and application funnel to the approval experience and underwriting decisions, and the day-to-day experience of carrying the account. Mercury values a data-driven, customer-centered, and experimentation oriented approach.