Senior Pricing & Risk Analytics Lead for Consumer Loans

Citizens; Shelton (CT); On-site; USD 110,000 - 144,000; Full time

Benefits offered by this job

Medical/Dental/Vision

Retirement benefits

Flexible work arrangements

Education reimbursement

Wellness programs

Job summary

Citizens is seeking a Senior Pricing & Profitability Analyst for personal loans to join the Credit Risk & Pricing team. You will design pricing models, deliver profitability analyses, and build dashboards to monitor performance and profitability trends.

You will partner with stakeholders to drive pricing initiatives and translate data into strategic recommendations. The role requires 3+ years in pricing/credit risk, proficiency in SQL/SAS/Tableau, and strong financial modeling.

Qualifications

• Minimum 3+ years in an analytically driven role (pricing, credit risk, analytics, or finance).
• Proficiency with SQL, SAS, or similar; Tableau for visualization.
• Strong financial modeling and risk-based profitability analysis.
• Ability to communicate insights to senior leadership effectively.
• Self-motivated, strategic thinker with strong prioritization.

Responsibilities

• Develop and execute pricing strategies and profitability analyses for consumer lending.
• Own pricing and profitability modelling, reporting, and documentation.
• Provide advanced analytics on customer behavior, price elasticity, and portfolio trends.
• Use internal, bureau, and market data to monitor performance and risks.
• Build automated dashboards and data pipelines (Tableau, Excel, SAS, SQL, Python).
• Collaborate with cross-functional partners to drive pricing initiatives and improvements.
• Prepare executive-level presentations and actionable recommendations.

Skills

SQL

SAS

Tableau

Financial modeling

Credit risk

Communication

Problem solving

Self-starter

Education

Bachelor's degree in Business/Finance

Master's degree

Tools

Tableau

Excel

SQL

SAS

Python

Job description

Citizens is seeking a Senior Pricing & Profitability Analyst for personal loans to join the Credit Risk & Pricing team. You will design pricing models, deliver profitability analyses, and build dashboards to monitor performance and profitability trends.

You will partner with stakeholders to drive pricing initiatives and translate data into strategic recommendations. The role requires 3+ years in pricing/credit risk, proficiency in SQL/SAS/Tableau, and strong financial modeling.