Senior Credit Risk & Pricing Strategist
Citizens Bank
An application made for this job — a tailored resume and cover letter that speak straight to the posting.
Benefits offered by this job
Job summary
Citizens Bank is seeking a Principal Credit Risk & Pricing Analyst to lead analytic strategies for Home Equity credit risk, pricing, and portfolio optimization across on-balance sheet and off-balance sheet channels. You will collaborate with Product, Finance, Operations, Technology and Compliance to translate insights into underwriting rules, governance, and scalable processes.
The role emphasizes advanced analytics, scenario analysis, and stakeholder communication to drive profitable,
Qualifications
- Strong quantitative, analytical, and problem‑solving skills.
- Experience with portfolio monitoring, forecasting, stress testing, profitability analysis, pricing analytics, and performance management.
- Knowledge of predictive modeling, segmentation, statistical analysis, and test‑and‑learn methodologies.
Responsibilities
- Develop and optimize credit risk, pricing, portfolio strategies for Home Equity products.
- Analyze portfolio performance and identify emerging risks; adjust underwriting standards and policies.
- Lead policy design, decision rules, and process improvements across risk governance.
- Build portfolio monitoring, forecasting, and executive reporting tools.
Skills
Education
Tools
Job description
Citizens Bank is seeking a Principal Credit Risk & Pricing Analyst to lead analytic strategies for Home Equity credit risk, pricing, and portfolio optimization across on-balance sheet and off-balance sheet channels. You will collaborate with Product, Finance, Operations, Technology and Compliance to translate insights into underwriting rules, governance, and scalable processes.
The role emphasizes advanced analytics, scenario analysis, and stakeholder communication to drive profitable,
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