Hybrid FP&A Analyst — Consumer Lending Insights

Citizens; Johnston (RI); Hybrid; USD 73,000 - 101,000; Full time

Job summary

Citizens is seeking a Finance Analyst to support the Consumer Lending business with financial analytics, reporting, and budget awareness focused on expense management.

You will collaborate with the finance team and business partners, providing insights and recommendations to leadership to keep forecasts on track and within targets. This role offers a hybrid work model with 4 days in the office and 1 day remote.

Qualifications

• Bachelor's degree in Finance, Accounting or related field.
• Work experience in financial analysis, FP&A, or accounting.
• Ability to work on multiple tasks simultaneously and within tight deadlines.
• Strong to Advanced Excel skills.
• Proficiency in Power Point and Word.
• Detail oriented with strong organizational and analytical skills.

Responsibilities

• Develops monthly financial reports, annual budget, and monthly forecasts. Provide transparent reporting, highlighting significant assumptions, opportunities and risks. Distill conclusions into succinct, impactful analysis and commentary appropriate for executive management.
• Provides insight and makes recommendations to key business leaders to ensure the business line stays within budget forecasts, and general targets. Continuously consults externally for updates from business partners and researches trends in the business or customer base to ensure forecasts and recommendations are up to date.
• Evaluate financial projections in light of environment, historical performance, initiatives and external market expectations. Preparation and coordination of monthly variance analysis during month end closing process. Research and analysis of variances to determine underlying business reasons.
• Identifying and driving process improvements, including improvement in management / organization of metric data for business line, creation of standard and ad hoc reports. Includes determination of appropriate approach, resources required, schedule for completion and monitoring of project progress.
• Design of format and content of presentation, quality review of accuracy, and recommendations provided to management.

Skills

Financial analysis

FP&A

Advanced Excel

PowerPoint

Word

Detail oriented

Analytical skills

Education

Bachelor's degree in Finance, Accounting or related field

Job description

Citizens is seeking a Finance Analyst to support the Consumer Lending business with financial analytics, reporting, and budget awareness focused on expense management.

You will collaborate with the finance team and business partners, providing insights and recommendations to leadership to keep forecasts on track and within targets. This role offers a hybrid work model with 4 days in the office and 1 day remote.