Senior Pricing & Profitability Strategist

Citizens Bank; Shelton (CT); Sur place; USD 110 000 - 144 000; Plein temps

Avantages offerts par ce poste

Medical, dental, vision coverage

Retirement benefits

Flexible work arrangements

Education reimbursement

Wellness programs

Résumé du poste

Citizens Bank in Shelton, CT seeks a Senior Pricing & Profitability Analyst for personal loans to develop pricing strategies, build pricing models, and create dashboards to monitor performance.

You will analyze market data, apply risk and profitability insights, and present recommendations to leadership to support growth and risk management.

Required: a Bachelor's degree and 3+ years in pricing, credit risk or analytics; SQL/Tableau/SAS experience preferred.

Qualifications

• 3+ years in an analytically driven role (Pricing, Credit Risk, Analytics or Finance).
• Experience with SQL, SAS, or other programming/scripting languages preferred.
• Experience with data analytics and visualization tools such as Tableau.
• Experience in financial modeling is preferred.
• Understanding of consumer credit risk concepts and portfolio performance metrics.

Responsabilités

• Develop and execute pricing strategies for consumer lending portfolios, delivering pricing recommendations, profitability analyses, and governance oversight to support business growth and risk objectives.
• Own pricing and profitability modeling, including performance reporting, forecasting, back-testing, model validation, and documentation of key assumptions and methodologies.
• Deliver advanced analytics and strategic insights by analyzing customer behavior, price elasticity, application funnel performance, portfolio trends, credit performance, and opportunities to optimize pricing and profitability outcomes.
• Utilize internal, bureau, and market data to identify trends, monitor portfolio performance, and provide insights that support pricing and risk-based decision making.
• Build and automate reporting solutions using Tableau, Excel, SAS, SQL, or Python, creating scalable dashboards and data pipelines to monitor pricing, profitability, and portfolio performance.
• Partner with cross-functional stakeholders to manage multiple pricing initiatives, enhance reporting infrastructure, and drive continuous process improvements.
• Prepare executive-level presentations and recommendations, translating complex data into actionable insights that support financial decision-making, profitability optimization, and long-term business strategy.

Connaissances

Pricing

Credit Risk

Analytics

Finance

Unsecured lending experience

Formation

Bachelor's degree in Business/Finance/Economics/Analytics

Master's degree

Outils

SQL

SAS

Tableau

Python

Description du poste

Citizens Bank in Shelton, CT seeks a Senior Pricing & Profitability Analyst for personal loans to develop pricing strategies, build pricing models, and create dashboards to monitor performance.

You will analyze market data, apply risk and profitability insights, and present recommendations to leadership to support growth and risk management.

Required: a Bachelor's degree and 3+ years in pricing, credit risk or analytics; SQL/Tableau/SAS experience preferred.