Senior Pricing Actuary — Remote & AI-Driven Ratemaking

Acturhire; United States; On-site; USD 150,000 - 230,000; Full time

Benefits offered by this job

RSUs

401(k) match

Medical plan

Dental plan

Vision plan

HSA contributions

Life insurance

Short-term disability

Job summary

Kin is seeking a Senior Pricing Actuary to advance actuarial pricing capabilities for the homeowners portfolio. You will build indications, integrate CAT modeling and reinsurance impacts, and modernize pricing workflows with automation and GenAI tools.

You’ll report to the Director, Actuarial Pricing and collaborate with leadership to ensure rate adequacy, sound segmentation, and rigorous analyses in a dynamic risk environment. Remote-first with state allowances.

Qualifications

• 5+ years of actuarial pricing experience in personal lines.
• Demonstrated expertise in pricing techniques, including indications, trend analysis, and risk segmentation.
• Hands-on experience using SQL and Python (preferred) or R for data analysis and model development.
• Experience independently executing technically rigorous actuarial analyses.
• Proficiency in Excel for advanced modeling and analysis.
• Curiosity and practical experience leveraging Generative AI tools to improve actuarial processes.

Responsibilities

• Build and deploy tools using Generative AI and advanced analytics to automate pricing workflows and improve analytical insight.
• Perform statewide and segmented actuarial pricing indications for homeowners insurance products, ensuring rate adequacy and sound risk segmentation.
• Develop and enhance pricing methodologies by incorporating loss trends, expense assumptions, reinsurance costs, and catastrophe modeling outputs.
• Reconcile actuarial indications with financial performance and business objectives in partnership with actuarial leadership.
• Prepare actuarial support for rate filings, including exhibits, documentation, and responses to regulatory inquiries.
• Partner with insurance product teams to support rate changes, pricing reviews, and state expansion initiatives.
• Lead class plan builds and pricing support for new state launches and product expansions.
• Pull, clean, and validate data for CAT modeling; run catastrophe models and analyze results to inform ratemaking decisions.
• Collaborate with technology and data teams to improve data quality, automate analyses, and modernize pricing pipelines.
• Monitor regulatory developments, market trends, catastrophe activity, and structural changes that impact pricing strategy.

Skills

Pricing techniques

Indications

Trend analysis

Risk segmentation

SQL

Python

R

Excel

Generative AI

Education

FCAS or Career ACAS designation

Tools

SQL

Python

R

Job description

Kin is seeking a Senior Pricing Actuary to advance actuarial pricing capabilities for the homeowners portfolio. You will build indications, integrate CAT modeling and reinsurance impacts, and modernize pricing workflows with automation and GenAI tools.

You’ll report to the Director, Actuarial Pricing and collaborate with leadership to ensure rate adequacy, sound segmentation, and rigorous analyses in a dynamic risk environment. Remote-first with state allowances.