Senior Prepaid Risk & Compliance Advisor

U.S. Bank; Cincinnati (OH); Hybrid; USD 120,000 - 141,000; Full time

Job summary

U.S. Bank is seeking a seasoned RCA Professional 7 to act as a Risk & Compliance advisor for prepaid products and related capabilities. You’ll partner with Product, Sales, Onboarding, Digital, Tech, Legal, and Compliance to define risk considerations and enable compliant product delivery.

The role emphasizes embedded risk leadership, practical guidance, and organizing multi‑team collaboration to sustain compliant, scalable solutions in a fast‑moving environment.

Qualifications

• Bachelor’s degree or equivalent work experience.
• Typically more than eight years of experience.
• Experience with prepaid card and payments risk management.
• Professional certification such as CRCM or CAMS.

Responsibilities

• Serve as primary Risk & Compliance advisor for prepaid products.
• Engage during opportunity assessment and change control to clarify scope and stakeholders.
• Translate requirements into clear options, controls, and disclosures for implementation.
• Coordinate cross-functional reviews and governance across Legal, Compliance, Fraud, IT, and Product.
• Support risk assessments, control design, testing, and post‑implementation validation.

Skills

Risk management

Compliance

Regulatory knowledge

Analytical skills

Project management

Communication skills

Cross-functional collaboration

Problem solving

Attention to detail

Influence without authority

Education

Bachelor's degree

Tools

PRISM

BCIQ

Job description

U.S. Bank is seeking a seasoned RCA Professional 7 to act as a Risk & Compliance advisor for prepaid products and related capabilities. You’ll partner with Product, Sales, Onboarding, Digital, Tech, Legal, and Compliance to define risk considerations and enable compliant product delivery.

The role emphasizes embedded risk leadership, practical guidance, and organizing multi‑team collaboration to sustain compliant, scalable solutions in a fast‑moving environment.