Senior Portfolio Manager, Commercial Credit

Truist Financial Corporation; Richmond (VA); On-site; USD 120,000 - 150,000; Full time

Benefits offered by this job

Medical benefits

401k plan

Paid time off

Job summary

Truist in Richmond, VA seeks a Portfolio Manager to underwrite, manage, and monitor a portfolio of commercial and not-for-profit credits. You will work with Relationship Managers, Credit Risk Officers, and Analysts to evaluate risk, structure financing solutions, and ensure policy compliance.

The role requires a Bachelor’s in finance or related field and at least five years of underwriting or portfolio experience, plus strong communication and MS Office skills.

Qualifications

• Bachelor’s degree and at least five years of commercial credit underwriting, portfolio management, or related financial services experience.
• Strong understanding of commercial credit products, credit analysis, loan structuring and risk management principles.
• Experience analyzing financial statements, cash flow, and credit structures.
• Excellent written and verbal communication skills.
• Proficiency with Microsoft Office applications.

Responsibilities

• Lead end-to-end underwriting for commercial and not-for-profit credits.
• Monitor portfolio performance and covenant compliance; manage renewals and modifications.
• Collaborate across Coverage, Credit Risk, Product, Fulfillment and Operations to ensure timely, accurate underwriting and risk decisions.

Skills

Credit underwriting

Portfolio management

Credit risk

Communication skills

Education

Bachelor’s Degree in Finance/Accounting/Economics

Advanced degree (preferred)

Tools

Microsoft Office

Job description

Truist in Richmond, VA seeks a Portfolio Manager to underwrite, manage, and monitor a portfolio of commercial and not-for-profit credits. You will work with Relationship Managers, Credit Risk Officers, and Analysts to evaluate risk, structure financing solutions, and ensure policy compliance.

The role requires a Bachelor’s in finance or related field and at least five years of underwriting or portfolio experience, plus strong communication and MS Office skills.