Senior Portfolio Manager - Asset Based Lending & Credit

First National Bank Of Pennsylvania; Raleigh (NC); On-site; USD 90,000 - 130,000; Full time

Job summary

F.N.B. Corporation, operating through its Commercial Banking unit in Raleigh, NC, seeks a Portfolio Manager 3 - Business Credit to monitor asset quality and financial performance of Asset Based Lending relationships.

You will provide high-quality service to clients and may generate new income opportunities based on experience. The role emphasizes reviewing collateral, performing financial analyses, and ensuring underwriting guidelines.

Qualifications

• BA or BS degree.
• 7 years of experience in commercial banking with credit analysis or loan review.
• Experience in Asset Based Lending.
• Excellent project management skills.
• Excellent communication skills, both written and verbal.
• Excellent customer service skills.
• Excellent organizational, analytical and interpersonal skills.
• MS Word - Basic Level.
• MS Excel - Intermediate Level.
• MS PowerPoint - Basic Level.

Responsibilities

• Manages an Asset Based Lending portfolio with emphasis on managing the borrower’s collateral and financial progress.
• Performs financial and credit analysis as needed on various borrowers.
• Monitors trends within the client’s industry.
• Monitors documentation, collateral and financial statement exceptions.
• Assists in the new business efforts by performing Preview Memos and completes underwriting packages on prospects.
• Ensures sound underwriting principals and guidelines are maintained while conforming to reporting and regulatory requirements.
• Identifies, recommends and implements strategies to best reduce the corporation’s risk including recommended risk rating changes.
• Independently meets with borrowers, prospects and service providers on an as needed basis.
• Reviews outside legal counsel documents Diagnoses client needs and facilitates the cross sell of various Bank services to borrowers.
• Performs tasks as directed by senior members of the Asset Based Lending department.
• Performs other related duties and projects as assigned.
• All employees have the responsibility and the accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing and monitoring the risk they encounter daily as required by F.N.B. Corporation’s risk management program.
• F.N.B. Corporation is committed to achieving superior levels of compliance by adhering to regulatory laws and guidelines.
• Compliance with regulatory laws and company procedures is a required component of all position descriptions.

Skills

Project management

Communication

Customer service

Organizational skills

Analytical skills

MS Word

MS Excel

MS PowerPoint

Credit analysis

Asset Based Lending

Education

BA or BS

Tools

MS Word

MS Excel

MS PowerPoint

Job description

F.N.B. Corporation, operating through its Commercial Banking unit in Raleigh, NC, seeks a Portfolio Manager 3 - Business Credit to monitor asset quality and financial performance of Asset Based Lending relationships.

You will provide high-quality service to clients and may generate new income opportunities based on experience. The role emphasizes reviewing collateral, performing financial analyses, and ensuring underwriting guidelines.