Senior Portfolio Management & Credit Strategy (CRE)

Banco Santander SA; Jericho (NY); On-site; USD 101,000 - 165,000; Full time

Job summary

Banco Santander SA in Jericho, NY seeks an experienced Associate, Portfolio Management to manage a middle-market credit portfolio, lead underwriting discussions, and coordinate loan closings. The role emphasizes risk assessment, client relationship growth, and cross-sell opportunities within a regulated banking environment.

The candidate should have 9+ years in credit structuring, strong financial modeling skills, and excellent communication to collaborate with risk teams and clients.

Qualifications

• 9+ years experience in credit structuring and underwriting and cross selling.
• Strong analytical skills and proficiency with financial statement modeling.
• Strong credit skills with the capacity to evaluate strength and weakness of a wide variety of credits.
• Ability to produce high quality underwriting documents with concise, well-reasoned analysis under tight time constraints.
• Ability to work independently and proactively address the needs of assigned portfolio.
• Excellent interpersonal, team building and communication skills.
• Thorough understanding of regulations governing financial products and services.

Responsibilities

• Grow and manage an assigned portfolio of high level banking credit account relationships.
• Lead underwriting, loan approval discussions, and closing of new loans to existing and new customers.
• Coordinate loan documentation and ensure timely completion of renewals and reviews.
• Identify cross-sell opportunities and collaborate with Risk Management as needed.

Skills

Credit underwriting

Cross-selling

Financial modeling

Analytical skills

Regulatory knowledge

Interpersonal skills

Communication skills

Independent work

Microsoft Office

Education

Bachelor's degree in related field

Tools

Microsoft Office

Job description

Banco Santander SA in Jericho, NY seeks an experienced Associate, Portfolio Management to manage a middle-market credit portfolio, lead underwriting discussions, and coordinate loan closings. The role emphasizes risk assessment, client relationship growth, and cross-sell opportunities within a regulated banking environment.

The candidate should have 9+ years in credit structuring, strong financial modeling skills, and excellent communication to collaborate with risk teams and clients.