Senior Policy Forms Architect — Remote

Kin; United States; Remote; USD 120,000 - 160,000; Full time

Job summary

Kin is seeking a Policy Forms Senior Analyst to draft state and product forms for personal auto and property lines, ensuring compliance with evolving regulations across multiple states. You will own drafts from research through attorney approval, establish reusable standards, and lead knowledge sharing on Kin's policy forms, including AI-assisted tools.

You will build and maintain base forms and state kits, tackle complex state packages, and collaborate with counsel to address regulator

Qualifications

• 5+ years of policy form drafting experience.
• Experience drafting personal lines policy forms for multiple states.
• Experience reading state insurance statutes and regulations directly.
• Experience drafting responses to regulator objections on form filings.
• Track record of drafting complete forms packages independently, with attorney review as the only check.
• Ability to handle complex or ambiguous statutory requirements with minimal guidance.

Responsibilities

• Tackle the most complex new-state packages with extensive statutory requirements and develop the drafting approach for the team.
• Draft complete new state and product forms packages for your line of business, including base policies, endorsements, state amendatory endorsements, and required notices, ready for filing.
• Build and maintain the countrywide base forms and reusable state kit for your line. For personal auto, that includes UM and UIM, PIP, and state notices.
• Research state statutes and regulations directly and translate them into compliant, clear policy wording.
• Draft responses to Department of Insurance objections and participate in regulatory discussions alongside counsel.
• Own your drafts from first research to attorney-approved final, working independently.
• Establish drafting standards and reusable language that make each new state package faster to produce than the last.
• Lead internal knowledge sharing on Kin's policy forms in your line of business.
• Serve as the backup drafter for the other lines of business, so no launch depends on a single person.
• Use and evaluate Kin’s AI-assisted research and drafting tools—including tools for competitor research, automated formatting, and AI-assisted statutory research—as part of the daily drafting workflow. Apply human judgment to assess AI-generated output, flag areas requiring review, and identify opportunities to improve tool accuracy, coverage, and effectiveness.
• Maintain and update the forms packages in your assigned line of business, revising them in response to new statutes, regulations, and DOI bulletins, and to product enhancements and coverage changes.

Skills

Policy form drafting

Personal auto forms

State insurance statutes

Regulatory objections

Independent drafting

Statutory ambiguity

Job description

Kin is seeking a Policy Forms Senior Analyst to draft state and product forms for personal auto and property lines, ensuring compliance with evolving regulations across multiple states. You will own drafts from research through attorney approval, establish reusable standards, and lead knowledge sharing on Kin's policy forms, including AI-assisted tools.

You will build and maintain base forms and state kits, tackle complex state packages, and collaborate with counsel to address regulator