Senior PM, Payments Platform: Scale Card & Bank Onboarding

Coinbase, Inc.; Phoenix (AZ); Hybrid; USD 207,000 - 244,000; Full time

Job summary

Coinbase, Inc. is seeking a Senior Product Manager for the Payments Platform to own how customers add and use bank accounts, cards, and digital wallets.

You will shape the end-to-end payments funnel, from linking to verification and failure recovery, across multiple providers. You will drive routing decisions, work with Risk and Compliance to balance fraud loss and conversions, collaborate with external partners on terms and integrations, and build platform telemetry so other teams can reuse

Qualifications

• 7+ years of product management experience in payments or financial platforms.
• Deep knowledge of card payments, bank transfers, and related payment routing.
• Strong analytical skills with experimental design and trade-off assessment.
• Responsible use of generative AI with human oversight and governance.

Responsibilities

• Own the multi-year strategy and roadmap for how customers add and use bank accounts, cards, and digital wallets on Coinbase, including the full funnel from first screen through linking, verification, and failure recovery.
• Drive intelligent routing of payment onboarding across multiple payment service providers and banks, picking the path most likely to succeed and cheapest to run so a single provider problem never becomes a customer outage.
• Shape the approach for confirming that a payment method belongs to the customer, partnering with Risk and Compliance to hold a measured line on fraud loss versus conversion.
• Partner with Business Development and external bank and processor partners on commercial terms, integrations, and the next wave of payment capabilities.
• Lead payment method cost and performance reporting end to end, surfacing tradeoffs to senior leadership and building platform capabilities that other product teams can reuse without rebuilding the plumbing.

Skills

Product management

Payments

Money movement

Analytics

Generative AI

Job description

Coinbase, Inc. is seeking a Senior Product Manager for the Payments Platform to own how customers add and use bank accounts, cards, and digital wallets.

You will shape the end-to-end payments funnel, from linking to verification and failure recovery, across multiple providers. You will drive routing decisions, work with Risk and Compliance to balance fraud loss and conversions, collaborate with external partners on terms and integrations, and build platform telemetry so other teams can reuse