Senior PM, Payments Platform — Drive Card & Bank Onboarding

Coinbase, Inc.; Dover (DE); Hybrid; USD 207,000 - 244,000; Full time

Benefits offered by this job

Remote-friendly culture

Job summary

Coinbase is seeking a Senior Product Manager for the Payments Platform to own how customers add and use bank accounts, cards, and digital wallets. You will shape multi-provider onboarding, routing, and verification to maximize success and minimize costs while protecting user trust.

You will collaborate with Risk, Compliance, and external partners to define commercial terms and build reusable platform capabilities for other teams. This role sits on revenue-driving core systems.

Qualifications

• 7+ years of product management experience in payments, money movement, or financial platforms.
• Ownership of a payment or money movement funnel end-to-end at scale.
• Deep understanding of card payments, bank transfers, declines, retries, verification, tokenization, and routing.
• Responsible use of generative AI with human oversight.

Responsibilities

• Own the multi-year strategy and roadmap for how customers add and use bank accounts, cards, and digital wallets on Coinbase, including the full funnel from first screen through linking, verification, and failure recovery.
• Drive intelligent routing of payment onboarding across multiple payment service providers and banks, picking the path most likely to succeed and cheapest to run so a single provider problem never becomes a customer outage.
• Shape the approach for confirming that a payment method belongs to the customer, partnering with Risk and Compliance to hold a measured line on fraud loss versus conversion.
• Partner with Business Development and external bank and processor partners on commercial terms, integrations, and the next wave of payment capabilities.
• Lead payment method cost and performance reporting end to end, surfacing tradeoffs to senior leadership and building platform capabilities that other product teams can reuse without rebuilding the plumbing.

Skills

Payments knowledge

Money movement

API integration

Data-driven decisions

AI product usage

Job description

Coinbase is seeking a Senior Product Manager for the Payments Platform to own how customers add and use bank accounts, cards, and digital wallets. You will shape multi-provider onboarding, routing, and verification to maximize success and minimize costs while protecting user trust.

You will collaborate with Risk, Compliance, and external partners to define commercial terms and build reusable platform capabilities for other teams. This role sits on revenue-driving core systems.