Senior Payments Risk Engineer - Remote

Talanto; Northern (KY); Hybrid; USD 162,000 - 180,000; Full time

Job summary

Talanto is seeking a Senior Software Engineer to join the Payments Risk Engineering team. You will design and build scalable, real-time risk services to detect, mitigate, and resolve fraud across our payments platform, collaborating with data science, product, and operations to keep communities and businesses safe.

You will work on APIs, data pipelines, and integrations with vendors while focusing on observability and high-code quality.

Qualifications

• 3+ years of relevant industry experience (Payments/Fintech) as a backend software engineer.
• Bachelor’s and/or Master’s degree, preferably in CS, or equivalent experience.

Responsibilities

• Build and maintain a long-term technology stack with well-defined APIs, service-oriented and modular.
• Collaborate with data scientists, product managers, and cross-functional partners to build insights and respond to fraud and risk issues.
• Develop integrations with third‑party vendors/payments networks and processors to power in-house risk systems.
• Iterate on risk detection, mitigation, and resolution strategies as requirements evolve.
• Focus on continuous monitoring and alerting to improve quality and observability of risk systems.
• Collaborate with other engineering teams to advance engineering processes.

Skills

backend software engineering

Java/Kotlin/Python

React

data-driven decision making

cross-functional collaboration

communication

Education

Bachelor’s and/or Master’s degree in CS

Tools

Docker

CI/CD

GraphQL

TypeScript

Next.js

FastAPI

React

Job description

Talanto is seeking a Senior Software Engineer to join the Payments Risk Engineering team. You will design and build scalable, real-time risk services to detect, mitigate, and resolve fraud across our payments platform, collaborating with data science, product, and operations to keep communities and businesses safe.

You will work on APIs, data pipelines, and integrations with vendors while focusing on observability and high-code quality.