Senior Payments Risk Analyst — AI-Enabled Escalations

Coinbase, Inc.; Carson City (NV); Hybrid; USD 180,000 - 212,000; Full time

Job summary

Coinbase, Inc. is seeking a Senior Risk Analyst for the Payments Risk Operations team to escalate and resolve high-impact risk cases across deposits, withdrawals, trading and other flagged activity.

You will bring deep expertise in risk workflows, make final calls on complex cases, and drive improvements in rules and models in partnership with Risk Modeling, Fraud Detection, and Analytics. You’ll work AI-native from day one, with rigorous evidentiary standards.

Qualifications

• 7+ years in payments risk, fraud operations, or fraud investigations with decision-making authority
• Deep understanding of ACH, cards, wires, and crypto rails with proven risk-control improvements
• Proficiency in SQL and hands-on experience tracing funds on-chain with analytics tools
• Experience reviewing analyst decisions for quality and SOP adherence; able to communicate complex risk decisions to diverse stakeholders
• Uses generative AI responsibly, with human oversight for efficient, high-quality outputs

Responsibilities

• Own escalations from Payments Risk Operations and partner teams, including high-dollar losses and suspected fraud rings
• Lead the response to emerging fraud patterns from first detection through root cause analysis and remediation
• Maintain expert knowledge of review workflows, SOPs, and risk controls as products/threats evolve
• Drive rule and model performance in partnership with Risk Modeling and Analytics, tuning controls that reduce losses with minimal customer friction
• Present findings and recommendations to Risk leadership and cross-functional partners; coach analysts to improve accuracy and consistency

Skills

Payments risk domain knowledge

Decision making authority

SQL proficiency

AI-assisted risk analysis

Communication with stakeholders

Tools

SQL

Blockchain analytics

Job description

Coinbase, Inc. is seeking a Senior Risk Analyst for the Payments Risk Operations team to escalate and resolve high-impact risk cases across deposits, withdrawals, trading and other flagged activity.

You will bring deep expertise in risk workflows, make final calls on complex cases, and drive improvements in rules and models in partnership with Risk Modeling, Fraud Detection, and Analytics. You’ll work AI-native from day one, with rigorous evidentiary standards.