Senior Payments Risk Analyst AI-Enabled Fraud & Escalations

Coinbase, Inc.; Montpelier (VT); Hybrid; USD 180,000 - 212,000; Full time

Benefits offered by this job

Medical, dental, vision benefits

401(k) with company match

Equity and bonus eligibility

Job summary

Coinbase Senior Risk Analyst in Payments Risk Operations will own escalations across deposits, withdrawals, and trading, applying risk workflows and collaborating with Risk Modeling, Fraud Detection, and Analytics to improve policies and controls.

You will leverage AI tools with human oversight to accelerate investigations, report findings to leadership, and guide analysts in delivering accurate risk decisions.

Qualifications

• 7+ years in payments risk, fraud operations, or fraud investigations with decision authority.
• Deep understanding of payment rails and risk controls.
• Experience using SQL and blockchain analytics to trace funds.

Responsibilities

• Own escalations from Payments Risk Operations and partner teams with final decisions.
• Lead response to emerging fraud patterns from detection to remediation.
• Maintain knowledge of workflows, SOPs, and risk controls as products evolve.
• Drive rule/model performance in partnership with Risk Modeling and Analytics.
• Present findings to Risk leadership and coaches analysts for accuracy.

Skills

Payments risk expertise

SQL

Blockchain analytics

Communication with stakeholders

Generative AI usage

Tools

Blockchain analytics tools

Job description

Coinbase Senior Risk Analyst in Payments Risk Operations will own escalations across deposits, withdrawals, and trading, applying risk workflows and collaborating with Risk Modeling, Fraud Detection, and Analytics to improve policies and controls.

You will leverage AI tools with human oversight to accelerate investigations, report findings to leadership, and guide analysts in delivering accurate risk decisions.