Senior Payment Hub Architect – Remote

Incedo Inc.; United States; Remote; USD 170,000 - 210,000; Full time

Job summary

Incedo Inc. in the United States seeks a hands-on Senior Architect to lead design and development of a next-gen cash management and payment hub platform for a Wealth Management client.

The role demands deep architectural expertise, track record building scalable, secure, high-performance payment systems, and the ability to drive end-to-end technical design across microservices, API-first patterns, and cloud deployments.

Qualifications

• 12+ years of software architecture and development experience in financial services.
• Experience architecting and implementing payment platforms or cash management systems.
• Hands-on experience with middleware like PortX or equivalents (Mulesoft, Apigee, WSO2).
• Strong knowledge of payment rails, settlement, reconciliation, and treasury systems.
• Experience with microservices, API-first design, and cloud-native development (AWS/Azure/GCP).
• Proficiency in backend technologies (.NET, Java, Scala, Spring Boot, Node.js).
• Experience with Kafka, Docker, Kubernetes, and CI/CD.

Responsibilities

• Architect and design an enterprise-grade Payment Hub platform supporting complex cash management workflows and integrations with banking and fintech systems.
• Leverage PortX, ThoughtMachine and other middleware solutions to enable seamless API-based integrations across financial systems.
• Drive end-to-end technical design, including microservices, API architecture, event-driven processing, and cloud deployment patterns.
• Collaborate closely with business, product, and engineering teams to translate requirements into scalable architecture solutions.
• Provide technical leadership and mentorship to developers, ensuring best practices in design, coding, and DevOps.
• Define and enforce architecture standards, security models, and performance benchmarks.
• Stay current with emerging technologies in payments, fintech, and wealth management domains to evolve the platform.

Skills

Software architecture

Payment platforms

Microservices

API-first design

Cloud-native development

Backend tech: Java/Scala/.NET

Kafka

Docker/Kubernetes

Security & resiliency

Leadership

Tools

PortX

Mulesoft

Apigee

WSO2

Job description

Incedo Inc. in the United States seeks a hands-on Senior Architect to lead design and development of a next-gen cash management and payment hub platform for a Wealth Management client.

The role demands deep architectural expertise, track record building scalable, secure, high-performance payment systems, and the ability to drive end-to-end technical design across microservices, API-first patterns, and cloud deployments.