Senior Payments Architect: Real-Time, API-First Platform

Raas Infotek; Jersey City (NJ); Hybrid; USD 150,000 - 200,000; Full time

Job summary

A leading financial services firm is seeking a Senior Payments Architect to lead the design and implementation of next-generation payments infrastructure. The role requires extensive knowledge of various payment systems and technology trends such as Blockchain and cloud architectures. Candidates should have 18+ years of IT experience, with at least 12 years in the payments domain, and strong communication and leadership skills. This position is located in Jersey City, NJ, in an onsite or hybrid capacity.

Qualifications

• 18+ years of overall IT experience; 12+ years in payments domain.
• Proven experience architecting large-scale payment platforms at a bank or payment processor.
• Excellent communication, stakeholder influencing, and team leadership skills.

Responsibilities

• Define end-to-end payment architectures ensuring scalability and resiliency.
• Drive consistency across payment platforms, APIs, and digital channels.
• Partner with business, operations, and compliance teams to align strategy.

Skills

Architecture of large-scale payment platforms

Expertise in API-first design

Experience with cloud platforms (AWS, Azure, GCP)

Hands-on knowledge of ACH, SWIFT, ISO 20022

Strong communication skills

Education

Bachelor’s or Master’s degree in Computer Science or related field

Tools

Kafka

Event-driven systems

Blockchain technology

Job description

A leading financial services firm is seeking a Senior Payments Architect to lead the design and implementation of next-generation payments infrastructure. The role requires extensive knowledge of various payment systems and technology trends such as Blockchain and cloud architectures. Candidates should have 18+ years of IT experience, with at least 12 years in the payments domain, and strong communication and leadership skills. This position is located in Jersey City, NJ, in an onsite or hybrid capacity.