Senior Network Compliance Leader & Risk Advisor

Capital One; Houston (TX); On-site; USD 162,000 - 184,000; Full time

Job summary

Capital One is seeking a Network Compliance Senior Manager to lead risk oversight for the network and merchant businesses, delivering compliance advice and ensuring alignment with the enterprise risk framework.

This role partners with business leaders and executives, develops expert understanding of network processes, and collaborates across first and second lines of defense to apply regulatory requirements and strengthen risk management for evolving payments initiatives.

Qualifications

• Bachelor's Degree or military experience.
• At least 3 years of experience in technology, risk assessment, or related activities.
• At least 8 years of legal, compliance, or risk management experience or 7+ years in regulatory roles in consumer financial services or payments.

Responsibilities

• Utilizing subject matter expertise, provide advice and effective challenge on the compliance risks impacting the network and merchant businesses through both formal and informal engagements
• Develop expert-level understanding of network and merchant business processes
• Analyze business processes and determine applicability of laws and regulations based on Capital One’s global legal inventory
• Proactively identify trends in business data and demonstrate appreciation of network payments compliance risks, including emerging external risks
• Maintain subject matter expertise in the broader payments industry and applicable laws, rules and regulations
• Collaborate with first and second line functions to analyze the existing risk management program framework and applicability to the network and merchant services business; educate and influence risk management colleagues and senior leaders with respect to nuanced or specialized considerations, as necessary
• Ensure ongoing application of compliance requirements to business expansions and new products, including as the network and merchant businesses engage with new downstream entities, evaluate new opportunities for card acceptance, or develop new products
• Develop strong relationships with Business Risk, Legal, and Audit peers to support the ongoing network compliance integration

Skills

Organizational skills

Communication skills

Leadership

Collaboration

Regulatory risk understanding

Education

Bachelor's degree or military experience

Advanced degree (JD or MS)

Job description

Capital One is seeking a Network Compliance Senior Manager to lead risk oversight for the network and merchant businesses, delivering compliance advice and ensuring alignment with the enterprise risk framework.

This role partners with business leaders and executives, develops expert understanding of network processes, and collaborates across first and second lines of defense to apply regulatory requirements and strengthen risk management for evolving payments initiatives.