Strategic Mortgage Origination Counsel

Bank of America; Dallas (TX); On-site; USD 150,000 - 190,000; Full time

Job summary

Bank of America is seeking an experienced attorney to provide legal support for complex residential mortgage origination activities. You will advise on regulatory developments, product initiatives, and risk management to support business partners across Compliance, Risk, and Operations.

The role requires deep knowledge of mortgage products and agency guidelines, plus collaboration across teams to manage strategic initiatives such as digital mortgage platforms and automation.

Qualifications

• Active membership in at least one state bar.
• 6+ years of experience practicing law with residential mortgage lending.
• Experience advising on mortgage origination products and processes.
• Strong understanding of mortgage industry practices and workflows.

Responsibilities

• Provide legal advice and strategic guidance on conventional and government residential mortgage origination activities, products, processes and initiatives.
• Counsel business partners on jumbo, high net worth, asset-based, relationship-based, and other customized mortgage lending programs.
• Provide legal analysis on mortgage product development, underwriting practices, pricing disclosures, advertising, digital applications, and secondary market requirements.
• Partner with compliance, risk, audit, operations, and product teams to assess and mitigate risk.
• Support examinations, regulatory inquiries, audits, investigations, and remediation initiatives involving mortgage lending activities.
• Participate in strategic projects involving technology modernization, digital mortgage initiatives, automation, AI, and process enhancements.

Skills

Advisory

Influence

Interpret Laws

Policies & Guidelines

Risk Management

Critical Thinking

Decision Making

Issue Management

Legal Drafting

Regulatory Compliance

Attention to Detail

Collaboration

Executive Presence

Legal Structures

Problem Solving

Education

Juris Doctorate

State Bar Membership

Job description

Bank of America is seeking an experienced attorney to provide legal support for complex residential mortgage origination activities. You will advise on regulatory developments, product initiatives, and risk management to support business partners across Compliance, Risk, and Operations.

The role requires deep knowledge of mortgage products and agency guidelines, plus collaboration across teams to manage strategic initiatives such as digital mortgage platforms and automation.